369 Cedar St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 369 Cedar St, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1935
Lot Size0.562 acres (24,481 sqft)
OwnerIndividual Name on Record
Last Sale$22,000 (Jul 2003)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN52-0830-0002-01-0

Property Details

APN / Parcel Number

Primary APN52-0830-0002-01-0
Alternative APN
  • 11-52-0830-0002-01-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,078 sqft Living Area
1st Floor Area791 sqft
Basement Area791 sqft
Unfinished Basement791 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Lot Area24,481 sqft (0.562 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address369 CEDAR ST
CityBENTON HARBOR
StateMI
Zip49022-4264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICT A
Legal DescriptionSPLIT/COMBINED ON 09/14/2015 FROM 52-0830-0002-00-9, 52-0830-0003-00-5, 52-0830-0004-00-1, 52-0830-0008-00-7, 52-0830-0009-00-3; LOTS 2 THRU 4 & 8 & 9 ASSESSORS PLAT NO 30 CITY OF BENTON HARBOR
Legal SubdivisionASSESSORS PLAT 30
Legal Lot Number2-4
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group1
Census Block1020
Census Tract400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address369 CEDAR ST, BENTON HARBOR, MI 49022-4264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2003 · Amount on Record
Deed SaleJul 16, 2003 · Amount on Record
Deed Book / Page2406 / 1114
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address369 CEDAR ST, BENTON HARBOR, MI 49022-4264
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03324/1592
DateApr 26, 2021
Book Page3324/1592
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$42,900 (+122.28%)$85,800 (+122.28%)
2023$19,300$38,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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