Caldwell County property record for 369 Birch Circle Dr, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,316 sqft · built 1973 |
| Lot Size | 0.684 acres (29,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2025) |
| Tax Bill | $1,621 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03110 2 12 |
| Primary APN | 03110 2 12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Heated Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 760 sqft |
| Unfinished Basement | 556 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,800 sqft (0.684 acres) |
| Lot Dimensions | 298 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 184700 |
|---|---|
| Street Address | 369 BIRCH CIRCLE DR |
| City | HUDSON |
| State | NC |
| Zip | 28638-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1993 PG 731 YR 2020 ST 360.00 |
| Legal Subdivision | SOUTHERN HILLS DEVELOPMENT SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30700 |
369 Birch Circle Dr is owned and occupied by an individual who bought it in November 2025.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jul 16, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Jul 16, 2020 · Amount on File |
| Deed Document Number | 202510113199 |
| Deed Book / Page | 2150 / 1510 |
| Prior Transfer Date | Dec 8, 2016 |
| Prior Transfer Doc | 0000006925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Document Number | 0020521719 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 2052/1719 |
| Instrument | 10070668 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Document Number | 0021501510 |
| Book / Page | 2150 / 1510 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 10113199 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Document Number | 0010113200 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 10113200 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 16, 2020 |
| Property Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Document Number | 0010046072 |
| Book / Page | 001993 / 000731 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 10046072 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 BIRCH CIRCLE DR HUDSON NC 286389702, HUDSON, NC 28638-9702 |
| Document Number | 10046073 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 001993/000735 |
| Instrument | 10046073 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 369 BIRCH CIRCLE DR, HUDSON, NC 28638-9702 |
| Document Number | 0010014150 |
| Book / Page | 001924 / 001763 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 10014150 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 BIRCH CIRCLE DR HUDSON NC 286389702, HUDSON, NC 28638-9702 |
| Document Number | 10014151 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 001924/001766 |
| Instrument | 10014151 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2026 property tax bill for 369 Birch Circle Dr was $1,621, down 28.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,621.00 (-28.53%) | $260,000 (-9.88%) Land $16,200 Building $243,800 | |
| 2025 | $2,268.00 (+130.25%) | $288,500 Land $16,200 Building $272,300 | $260,000 Land $16,200 Building $243,800 |
| 2024 | $985.00 | ||
| 2023 | $148,700 (-) Land $16,200 Building $132,500 | $148,700 (-) Land $16,200 Building $132,500 | |
| 2022 | $810.00 | $148,700 Land $16,200 Building $132,500 | $148,700 Land $16,200 Building $132,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 369 Birch Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 369 Birch Circle Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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