Stephens County property record for 369 Big A Rd, Toccoa, GA 30577
| Property Type | Commercial |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $315 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T27 059 |
| Primary APN | T27 059 |
|---|---|
| Alternative APNs |
|
| Construction Type | Frame |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Gentle Slope |
| Lean-To | 147 sqft |
| Utility Building | 336 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 675400 |
|---|---|
| Street Address | 369 BIG A RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6020 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-I |
| Legal Description | LOTS 14 & 15 BLK C HAYES S/D |
| Legal Subdivision | HAYES S/D |
| Legal Block | C |
| Legal Lot Number | 14+15 15 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1623 E TUGALO ST, TOCCOA, GA 30577-2054 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage NORTHEAST GEORGIA BANK |
| Mar 16, 2021 | Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2024 |
| Deed Sale | Aug 27, 2024 |
| Prior Sale | Oct 7, 2014 |
| Deed Document Number | 0001378133 |
| Prior Transfer Date | Jul 27, 2015 |
| Prior Transfer Doc | 2015-000731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 369 BIG A RD, TOCCOA, GA 30577-6020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 369 BIG A RD, TOCCOA, GA 30577-6020 |
| Document Number | 0012910000000423 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 0000001291/0000000423 |
| Name | NORTHEAST GEORGIA BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 369 BIG A RD, TOCCOA, GA 30577-6020 |
| Document Number | 0012450134 |
| Instrument Date | Mar 16, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1623 E TUGALO ST TOCCOA GA 305772054, TOCCOA, GA 30577-2054 |
| Document Number | 0012450134 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 001245/000134 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 3173 HIGHWAY 129 N, CLEVELAND, GA 30528-2715 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 25, 2022 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315.00 (-3.37%) | $9,036 (-1.2%) Land $7,924 Building $1,112 | $22,588 (-1.2%) Land $19,809 Building $2,779 |
| 2024 | $326.00 (+0.93%) | $9,146 (-) Land $7,924 Building $1,222 | $22,863 (-) Land $19,809 Building $3,054 |
| 2023 | $323.00 | $9,146 (-) Land $7,924 Building $1,222 | $22,863 (-) Land $19,809 Building $3,054 |
| 2022 | $323.00 | $9,146 Land $7,924 Building $1,222 | $22,863 Land $19,809 Building $3,054 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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