3689 Winding Pine Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 3689 Winding Pine Dr, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1989
Lot Size	0.745 acres (32,452 sqft)
Owner	Company Name on File
Last Sale	$198,000 (May 1990)
Tax Bill	$2,931 (2025)
Flood Zone	Zone X (minimal risk)
APN	`015-430-046-00`

Property Details

APN / Parcel Number

Primary APN	`015-430-046-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	1,206 sqft
Unfinished Basement	1,206 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Lot Area	32,452 sqft (0.745 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3689 WINDING PINE DR
City	METAMORA
State	MI
Zip	48455-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T6N R10E SEC 9 BRECHTWOOD ESTATES #2 LOT 46
Legal Range	10E
Legal Township	06N
Legal Section	09
Legal Subdivision	BRECHTWOOD ESTATES
Legal Lot Number	46
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	1
Census Block	1003
Census Tract	341500

Owner

3689 Winding Pine Dr is owned by a company that bought it in May 1990 and is owner-occupied.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	3689 WINDING PINE DR, METAMORA, MI 48455-8904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1990 · Amount on File
Deed Sale	May 1, 1990 · Amount on File
Prior Sale	May 12, 1989 · Amount on File
Deed Book / Page	688 / 821
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3689 Winding Pine Dr was $2,931 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,000 (+10.83%)	$434,000 (+10.83%)
2025	$2,931.00 Homeowner's exemption	$195,800	$391,600
2023		$157,000	$314,000
2022	$2,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3689 Winding Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3689 Winding Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20