Lexington-Fayette Urban County property record for 3689 Niles Dr, Lexington, KY 40517
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 975 sqft · built 1970 |
| Lot Size | 0.244 acres (10,616 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,781 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2022 Sale + 1 more |
| APN | 10957475 |
| Primary APN | 10957475 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Basement Area | 975 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 375 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Lot Area | 10,616 sqft (0.244 acres) |
| Lot Width | 60 ft Width |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3689 NILES DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40517-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | B-090 MELODY VILLAGE LOT 23; BOOK: 1589 PAGE: 749 |
| Legal Subdivision | MELODY VILLAGE |
| Legal Block | A |
| Legal Lot Number | 23 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4001 |
3689 Niles Dr is owned and occupied by an individual who acquired it in June 2022.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3689 NILES DR, LEXINGTON, KY 40517-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Jun 15, 2022 | Deed, Transfer |
| Oct 4, 2017 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 003948/077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3689 NILES DR, LEXINGTON, KY 40517-3026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3689 NILES DR, LEXINGTON, KY 40517-3026 |
| Document Number | MB11099/516 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | MB 11099/516 |
| Instrument | 202511050252 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 15, 2022 |
| Property Address | 3689 NILES DR, LEXINGTON, KY 40517-3026 |
| Document Number | 003948/077 |
| Book / Page | 3948 / 077 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3689 NILES DR, LEXINGTON, KY 40517-3026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8952/432 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 8952/432 |
| Name | QUICKEN LOANS INC |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 3689 Niles Dr was $1,781 with a homeowner's exemption, up 42.3% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,781.00 (+42.25%) | $190,500 (+26.66%) | $190,500 (+26.66%) |
| 2025 | $1,252.00 Homeowner's exemption | $150,400 | $150,400 |
| 2023 | $1,286.00 Homeowner's exemption | $150,400 | $150,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3689 Niles Dr; there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 5 (2008–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Dec 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3689 Niles Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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