Burke County property record for 3689 NC 181, Morganton, NC 28655 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,572 sqft · built 1926 |
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (Jan 2018) |
| Tax Bill | $2,841 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1775583314 |
| Primary APN | 1775583314 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,994 sqft |
| Flooring | Softwood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 229,126 sqft (5.26 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 700 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 473 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Lean-To | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Old Parcel Number | 1775583314 |
|---|---|
| Street Address | 3689 NC 181 |
| City | MORGANTON |
| State | NC |
| Zip | 28655-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3689 NC 181 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20204 |
Source: Burke County records · APN 1775583314
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3689 NC 181, MORGANTON, NC 28655-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on Record |
| Deed Sale | Jan 12, 2018 · Amount on Record |
| Deed Document Number | 0002329339 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3689 NC 181, MORGANTON, NC 28655-9507 |
| Document Number | 0023290342 |
| Book / Page | 002329 / 000342 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3689 NC 181 MORGANTON NC 286559507, MORGANTON, NC 28655-9507 |
| Document Number | 0023290342 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 002329/000342 |
| Instrument | 12024 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,841.00 (-0.63%) | $432,998 (-) Land $35,609 Building $397,389 | $432,998 (-) Land $35,609 Building $397,389 |
| 2023 | $2,859.00 | $432,998 Land $35,609 Building $397,389 | $432,998 Land $35,609 Building $397,389 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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