3689 Elm Rd, Stow, OH 44224 Property Records

Summit County property record for 3689 Elm Rd, Stow, OH 44224

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1951
Lot Size	0.393 acres (17,100 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Oct 1995)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-03234`

Property Details

APN / Parcel Number

Primary APN	`56-03234`
Alternative APN	`ST0034203001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	17,100 sqft (0.393 acres)
Lot Dimensions	180 ft deep x 95 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	140 sqft
Deck Area	244 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3689 ELM RD
City	STOW
State	OH
Zip	44224-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SV-NORTHGATE LOT 7 ALL
Legal Subdivision	SV-NORTHGATE
Legal Lot Number	7
Jurisdiction	SUMMIT OH
Township / Civil Division	STOW
Census Block Group	1
Census Block	1001
Census Tract	530501

Owner

3689 Elm Rd is owned and occupied by an individual who acquired it in September 2000.

Source: Summit County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3689 ELM RD, STOW, OH 44224-3916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 1995 · Amount on File
Deed Sale	Oct 26, 1995 · Amount on File
Last Transfer Date	Sep 28, 2000
Transfer Doc	0054469345
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3689 ELM RD, STOW, OH 44224-3916
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056728707
Date	Mar 30, 2022
Instrument	56728707

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT OH
Property Address	3689 ELM RD, STOW, OH 44224-3916
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056664559
Date	Aug 5, 2021
Instrument	56664559

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3689 Elm Rd was $5,292.

Source: Summit County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Summit County
Municipality	Stow City
Unified School District	Stow-Munroe Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,827 Land $16,737 Building $72,090	$253,790 Land $47,820 Building $205,970
2025	$5,292.00
2023	$4,527.00 (+18.45%)	$66,150 (+37.7%) Land $16,690 Building $49,460	$188,980 Land $47,680 Building $141,300
2022	$3,822.00	$48,040 Land $12,090 Building $35,950
2020			$137,270 Land $34,550 Building $102,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3689 Elm Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2003)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2003 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3689 Elm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOW PUBLIC WATER SYSTEM private · serves 35,437 people · EPA ID OH7704503
Water Source	Purchased surface water from AKRON CITY PWS
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Metronet, T-Mobile.

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