3688 Holly Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 3688 Holly Rd, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	8,710 sqft · built 2016
Lot Size	14.4 acres (630,444 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2021)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148U-S02-000-015`

Property Details

APN / Parcel Number

Primary APN	`148U-S02-000-015`
Alternative APN	`76017`

Interior

Building Area	8,710 sqft Living Area
Gross Area	5,974 sqft
1st Floor Area	2,430 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	630,444 sqft (14.4 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	148U-S02-000-015
Street Address	3688 HOLLY RD
City	GILMER
State	TX
Zip	75644-8834
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A148 ELLISON, JAMES,TRACT 15, 14.473 ACRES & HOUSE
Legal Subdivision	JAMES SURVEY A-148
Legal Tract	15
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2020
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3688 HOLLY RD, GILMER, TX 75644-8834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Vendor's Lien, Transfer · Land Contract CITIZENS NATIONAL BANK
Apr 7, 2017	Deed of Trust, Mortgage · ARM THE FIRST NATIONAL BANK OF GILMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Mar 6, 2012 · Amount on Record
Deed Document Number	202110265
Prior Transfer Date	Dec 23, 2021
Prior Transfer Doc	0202110265
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Dec 28, 2021
Property Address	3688 HOLLY RD, GILMER, TX 75644-8834
Document Number	0202110265
Instrument Date	Dec 23, 2021
Instrument	202110265
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	SB TITLE COMPANY, US TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3688 HOLLY RD, GILMER, TX 75644-8834
Investor	Possibly a Property Investor

Mortgage

Document Number	0202110266
Date	Dec 28, 2021
Instrument	202110266

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	3688 HOLLY RD, GILMER, TX 75644-8834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1300/396
Date	Apr 7, 2017
Book Page	1300/396
Instrument	201702219

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 7, 2023
Min Rate At Change	4.12%
Max Rate At Change	16%
Max Rate	16%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (+40.84%) Homeowner's exemption	$505,530 (-1.67%) Land $130,440 Building $375,090	$505,530 (-3.72%) Land $130,440 Building $375,090
2025	$4,334.00 (-5.23%) Homeowner's exemption	$514,103 (+64.66%)	$525,040 (+5.17%) Land $145,060 Building $379,980
2023		$312,212	$499,240 Land $174,930 Building $324,310
2022	$4,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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