3687 Patriot Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 3687 Patriot Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,910 sqft · built 2020
Lot Size	0.055 acres (2,406 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Mar 2023)
Tax Bill	$6,712 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-0151-00040`

Property Details

APN / Parcel Number

Primary APN	`395-0151-00040`
Alternative APN	`1095601`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,910 sqft Gross Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Construction Type	Frame
Lot Area	2,406 sqft (0.055 acres)
Garage Area	506 sqft
Porch	Slab
Patio Area	288 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1095601
Street Address	3687 PATRIOT DR
City	DULUTH
State	MN
Zip	55811-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 4 SERIAL #
Legal Range	15W
Legal Township	50N
Legal Section	36
Legal Subdivision	COMMON INTEREST COMMUNITY NUMBER 142
Legal Unit	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3016
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
May 3, 2021	Warranty Deed, Transfer NORTH SHORE TITLE
Sep 4, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	20231066460
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 27, 2026
Property Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Document Number	0001531479
Instrument Date	Apr 8, 2026
Instrument	20261531479
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 PATRIOT DR, DULUTH, MN 55811-2682

Mortgage

Document Number	0001531479,
Date	Apr 27, 2026
Instrument	20261531479

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	NST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411827
Date	Apr 27, 2021
Instrument	1411827

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 PATRIOT DR, HERMANTOWN, MN 55811-2682

Mortgage

Document Number	0001435988
Date	Jan 25, 2022
Instrument	1435988

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 24, 2047

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 3, 2021
Property Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Document Number	0001412568
Instrument Date	Apr 16, 2021
Instrument	1412568
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,264.88
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 PATRIOT DR, HERMANTOWN, MN 55811-2682

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2020
Property Address	3687 PATRIOT DR, DULUTH, MN 55811-2682
Document Number	00A1389539
Instrument Date	Sep 1, 2020
Instrument	A1389539
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,265.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 PATRIOT DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,712.00 (+4.91%) Homeowner's exemption
2025	$6,398.00 (+8.33%) Homeowner's exemption	$526,900 (+11.99%) Land $57,000 Building $469,900	$526,900 (+11.99%) Land $57,000 Building $469,900
2024	$5,906.00	$470,500 (+15.35%) Land $21,300 Building $449,200	$470,500 (+15.35%) Land $21,300 Building $449,200
2022		$407,900 Land $18,400 Building $389,500	$407,900 Land $18,400 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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