3687 Loretta Ave, Jackson, MI 49201 Property Records

Jackson County property record for 3687 Loretta Ave, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1971
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (May 2018)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-16-278-013-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-16-278-013-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3687 LORETTA AVE
City	JACKSON
State	MI
Zip	49201-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 16 FORNER SUBDIVISION
Legal Subdivision	FORNER SUBDIVISION
Legal Lot Number	16
Legal Unit	16
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3011
Census Tract	5700

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3687 LORETTA AVE, JACKSON, MI 49201-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Dec 4, 2017 · Amount on Record
Deed Document Number	20182796259
Deed Book / Page	2120 / 1071
Prior Transfer Date	Jan 26, 2011
Prior Transfer Doc	0002582836
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3687 LORETTA AVE, JACKSON, MI 49201-8629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002846321
Date	Mar 26, 2020
Book Page	2159/432
Instrument	2846321

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 10, 2018
Property Address	3687 LORETTA AVE, JACKSON, MI 49201-8629
Document Number	0002796259
Book / Page	2120 / 1071
Map Reference	LB16 PG36
Instrument Date	May 3, 2018
Instrument	2796259
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3687 LORETTA AVE, 3687, JACKSON, MI 49201-8629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3687 LORETTA AVE, JACKSON, MI 49201-8629

Mortgage

Document Number	0002796260
Date	May 10, 2018
Instrument	2796260

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 4, 2017
Property Address	3687 LORETTA AVE, JACKSON, MI 49201-8629
Document Number	0002783677
Book / Page	2111 / 0189
Map Reference	LB16 PG36
Instrument Date	Oct 14, 2017
Instrument	2783677
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3687 LORETTA AVE, JACKSON, MI 49201-8629

Mortgage

Document Number	0002783678
Date	Dec 4, 2017
Instrument	2783678

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,900 (+11.3%)	$209,800 (+11.3%)
2025	$1,059.00 (-51.69%)	$94,250 (+12.87%)	$188,500 (+12.87%)
2024	$2,192.00 (+10.93%)
2023		$83,500	$167,000
2022	$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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