Clermont County property record for 3687 Charter Oak, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,338 sqft · built 1981 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,000 (Sep 2026) |
| Tax Bill | $5,260 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-23D-291 |
| Primary APN | 03-20-23D-291 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 764 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 55 sqft |
|---|---|
| Patio Area | 338 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3687 CHARTER OAK |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE CREEK SECTION B; LOT 71 |
| Legal Subdivision | SYCAMORE CREEK |
| Legal Lot Number | 71 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41104 |
Source: Clermont County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3687 CHARTER OAK, AMELIA, OH 45102-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 4, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jun 7, 2019 | Quit Claim Deed, Transfer · Line of Credit MISCELLANEOUS INS CO |
| Apr 30, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2026 · Amount on Record |
| Deed Sale | Sep 4, 2026 · Amount on Record |
| Prior Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 202620587 |
| Deed Book / Page | 3033 / 1400 |
| Prior Transfer Date | May 31, 2019 |
| Prior Transfer Doc | 0000011707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 4, 2026 |
| Property Address | 3687 CHARTER OAK, AMELIA, OH 45102-2809 |
| Document Number | 0000020587 |
| Book / Page | 3033 / 1400 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202620587 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | MAINSTAY TITLE, MAINSTAY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110,292.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3687 CHARTER OAK, AMELIA, OH 45102-2809 |
| Document Number | 0000020588, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 202620588 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 7, 2019 |
| Property Address | 3687 CHARTER OAK, AMELIA, OH 45102-2809 |
| Document Number | 0000011707 |
| Book / Page | 002809 / 004787 |
| Instrument Date | May 31, 2019 |
| Instrument | 11707 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442 |
| Document Number | 11708 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 002809/004795 |
| Instrument | 11708 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1 METLIFE WAY, WHIPPANY, NJ 07981-1449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 30, 2019 |
| Property Address | 3687 CHARTER OAK, AMELIA, OH 45102-2809 |
| Document Number | 0000008377 |
| Book / Page | 002806 / 003717 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 8377 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $642.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,260.00 (-27.03%) | $85,200 (-) Land $17,540 Building $67,660 | |
| 2024 | $243,400 (-) Land $50,100 Building $193,300 | ||
| 2023 | $7,208.00 (+137.42%) | $85,200 (+51.76%) Land $17,540 Building $67,660 | $243,400 (+51.75%) Land $50,100 Building $193,300 |
| 2022 | $3,036.00 | $56,140 Land $11,550 Building $44,590 | |
| 2020 | $160,400 Land $33,000 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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