3686 Willow St, Hampstead, MD 21074 Property Records

Carroll County property record for 3686 Willow St, Hampstead, MD 21074

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,002 sqft · built 2006
Lot Size0.204 acres (8,899 sqft)
Owner2 Individual Names on Record
Last Sale$401,325 (Aug 2006)
Tax Bill$5,416 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-069581

Property Details

APN / Parcel Number

Primary APN08-069581
Alternative APN
  • 069581

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,002 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,899 sqft (0.204 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area118 sqft
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number069581
Street Address3686 WILLOW ST
CityHAMPSTEAD
StateMD
Zip21074-1890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 80 -8899 SQ FT WILLOW ST 48-239/243 WESTWOOD PARK SC 1 PH 4
Legal SubdivisionWESTWOOD PARK SEC 1 PH III & I
Legal Phase4
Legal Lot Number80
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group3
Census Block3011
Census Tract508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3686 WILLOW ST, HAMPSTEAD, MD 21074-1890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2006 · Amount on Record
Deed SaleAug 11, 2006 · Amount on Record
Deed Document Number200660485
Deed Book / Page4961 / 423
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3686 WILLOW ST, HAMPSTEAD, MD 21074-1890
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyRESOURCE REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102020023
DateApr 8, 2021
Book Page10202/23
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityHampstead Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,416.00 (+4.9%) Homeowner's exemption$415,800 (+19.62%)$451,800 (+13.57%) Land $100,000 Building $351,800
2025$5,163.00 (+10.04%) Homeowner's exemption
2023$4,692.00 Homeowner's exemption$347,600$397,800 Land $90,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1983–2025)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HAMPSTEAD
serves 6,600 people · EPA ID MD0060003
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Quantum Internet & Telephone.

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