3686 Victor St, Gotha, FL 34734 Property Records

Orange County property record for 3686 Victor St, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 854 sqft · built 1956
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,900 (Jul 2021)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-28-6689-20-060`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-6689-20-060`
Alternative APNs	`256625` `261475` `266020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	854 sqft Living Area
Gross Area	1,140 sqft
1st Floor Area	724 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Porch	Slab
Porch Area	416 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3686 VICTOR ST
City	GOTHA
State	FL
Zip	34734-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PARK RIDGE O/100 LOTS 6 & 7 BLK 20
Legal Range	28E
Legal Township	22S
Legal Section	28
Legal Subdivision	PARK RIDGE
Legal Tract	6689
Legal Block	20
Legal Lot Number	6,7
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1033
Census Tract	14804

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3686 VICTOR ST, GOTHA, FL 34734-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 2, 2020	Deed of Trust, Mortgage · Conventional with PMI REGIONS BK
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	2021455889
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0000631793
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 28, 2021
Property Address	3686 VICTOR ST, GOTHA, FL 34734-4530
Document Number	20210455889
Map Reference	MB D PG 100
Instrument Date	Jul 26, 2021
Instrument	20210455889
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,721.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 ROWE AVE, 1502, GOTHA, FL 34734-4573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 VICTOR ST, GOTHA, FL 34734-4530

Mortgage

Document Number	0000455890
Date	Jul 28, 2021
Instrument	20210455890

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3686 VICTOR ST, GOTHA, FL 34734-4530
Document Number	0000487004
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3686 VICTOR ST GOTHA FL 347344530, GOTHA, FL 34734-4530

Mortgage

Document Number	0000487004
Date	Sep 17, 2020
Instrument	487004

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3686 VICTOR ST, GOTHA, FL 34734-4530
Document Number	0000109247
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 VICTOR ST GOTHA FL 347344530, GOTHA, FL 34734-4530

Mortgage

Document Number	0000109247
Date	Mar 1, 2017
Instrument	109247

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,720 (-0.67%) Land $153,000 Building $123,720	$276,720 (-0.67%) Land $153,000 Building $123,720
2025	$4,231.00 (-3.53%)	$278,590 (+6.44%) Land $153,000 Building $125,590	$278,590 (+6.44%) Land $153,000 Building $125,590
2024	$4,386.00 (+11.01%)
2023	$3,951.00 (+17.87%)	$261,746 (+31.34%) Land $153,000 Building $108,746	$261,746 (+31.34%) Land $153,000 Building $108,746
2022	$3,352.00	$199,296 Land $108,000 Building $91,296	$199,296 Land $108,000 Building $91,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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