3686 Smithfield St, Jacksonville, FL 32217 Property Records

Duval County property record for 3686 Smithfield St, Jacksonville, FL 32217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 1962
Lot Size	0.22 acres (9,564 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2025)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154030-0010`

Property Details

APN / Parcel Number

Primary APN	`154030-0010`
Alternative APN	`154030 0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,488 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,564 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3686 SMITHFIELD ST
City	JACKSONVILLE
State	FL
Zip	32217-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-D
Legal Description	7-12 56-3S-27E .22 DIXIE FARMS PT FARM 8 RECD O/R 21655-2173
Legal Range	27E
Legal Township	03S
Legal Section	56
Legal Subdivision	DIXIE FARMS
Legal Tract	8
Legal Block	3
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3007
Census Tract	16606

Owner

3686 Smithfield St is owned and occupied by two individuals who bought it in October 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO
Dec 15, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	2025239943
Deed Book / Page	21655 / 2173
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Investor	Possibly a Property Investor

Mortgage

Document Number	0205060487
Date	Nov 23, 2022
Book Page	20506/487
Instrument	2022289168

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 16, 2025
Property Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Document Number	0216552173
Book / Page	21655 / 2173
Map Reference	MB 7 PG 12
Instrument Date	Oct 10, 2025
Instrument	2025239943
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504

Mortgage

Document Number	0216552175
Date	Oct 16, 2025
Instrument	21655/2175

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 15, 2023
Property Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Document Number	0208971786
Book / Page	20897 / 1786
Map Reference	MB 7 PG 12
Instrument Date	Dec 11, 2023
Instrument	2023256201
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,005.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CHADBOURNE CT, WINSTON SALEM, NC 27104-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 30, 2019
Property Address	3686 SMITHFIELD ST, JACKSONVILLE, FL 32217-2504
Document Number	0189860779
Book / Page	018986 / 000779
Instrument Date	Oct 25, 2019
Instrument	250731
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2963 DUPONT AVE JACKSONVILLE FL 322172791, JACKSONVILLE, FL 32217-2791

Mortgage

Document Number	189860783
Date	Oct 30, 2019
Book Page	018986/000783
Instrument	250733

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3686 Smithfield St was $4,582, up 11% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,202 (-3.99%) Land $67,716 Building $159,486	$227,202 (-3.99%) Land $67,716 Building $159,486
2025	$4,582.00 (+10.97%)	$236,637 (+7.9%) Land $71,280 Building $165,357	$236,637 (+7.9%) Land $71,280 Building $165,357
2024	$4,129.00 (-0.53%)	$219,313 (-0.04%) Land $67,716 Building $151,597	$219,313 (-0.04%) Land $67,716 Building $151,597
2023	$4,151.00 (+8.41%)	$219,401 (+3.29%) Land $67,716 Building $151,685	$219,401 (+3.29%) Land $67,716 Building $151,685
2022	$3,829.00	$212,413 Land $67,716 Building $144,697	$212,413 Land $67,716 Building $144,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3686 Smithfield St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3686 Smithfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: ClearWave, Hotwire Communications, IQ Fiber, T-Mobile, Verizon.

3686 Smithfield St, Jacksonville, FL 32217 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Smithfield St

Nearby Streets

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