3686 Pebble Bch, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3686 Pebble Bch, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 2008
Lot Size	0.182 acres (7,932 sqft)
Owner	Individual Name on File
Last Sale	$194,800 (Jun 2008)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0963201401300000`

Property Details

APN / Parcel Number

Primary APN	`1G0963201401300000`
Alternative APNs	`000000117166` `000000176701` `117166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,932 sqft (0.182 acres)
Lot Dimensions	119 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3686 PEBBLE BCH
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAYS @ SCENIC HILLS #2 (GCO) BLOCK 14 LOT 13
Legal Subdivision	FAIRWAYS @ SCENIC HILLS #2 (GCO)
Legal Tract	13
Legal Block	14
Legal Lot Number	13
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1018
Census Tract	210614

Owner

3686 Pebble Bch is owned and occupied by an individual who bought it in June 2008.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3686 PEBBLE BCH, SCHERTZ, TX 78108-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2008 · Amount on File
Deed Sale	Jun 25, 2008 · Amount on File
Deed Document Number	200812159
Deed Book / Page	2637 / 930
Prior Transfer Date	Jun 19, 2008
Prior Transfer Doc	0006024556
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3686 PEBBLE BCH, SCHERTZ, TX 78108-2021
Document Number	0000024538
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NEW BRAUNFELS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 PEBBLE BCH SCHERTZ TX 781082021, SCHERTZ, TX 78108-2021

Mortgage

Document Number	0000024538
Date	Sep 8, 2020
Instrument	24538

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3686 Pebble Bch was $4,176 with a homeowner's exemption, down 5.1% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,051 (-11.8%) Land $48,470 Building $213,581	$262,051 (-11.8%) Land $48,470 Building $213,581
2025	$4,176.00 (-5.11%) Homeowner's exemption	$297,106 Land $36,519 Building $260,587	$297,106 Land $36,519 Building $260,587
2024	$4,401.00 (+7.89%)
2023	$4,079.00 (-13.84%) Homeowner's exemption	$319,555 Land $53,341 Building $266,214	$319,555 Land $53,341 Building $266,214
2022	$4,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3686 Pebble Bch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3686 Pebble Bch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.