3686 Madison Ave, San Diego, CA 92116 Property Records

San Diego County property record for 3686 Madison Ave, San Diego, CA 92116

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1926
Lot Size	0.93 acres (4,058 sqft)
Owner	Company Name on File
Last Sale	$336,000 (Mar 2010)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`440-610-23-00`

Property Details

APN / Parcel Number

Primary APN	`440-610-23-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	4,058 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3686 MADISON AVE
City	SAN DIEGO
State	CA
Zip	92116-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 46 LOT 11 E 48 FT TR 000985
Legal Subdivision	NORMAL HEIGHTS
Legal Tract	000985
Legal Block	46
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	1801

Owner

3686 Madison Ave is owned by a company that acquired it in August 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit BLUPEAK CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2010 · Amount on File
Deed Sale	Mar 25, 2010 · Amount on File
Prior Sale	Feb 28, 2002 · Amount on File
Deed Document Number	2010147650
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000554701
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627

Mortgage

Document Number	0000234342
Date	Aug 29, 2023
Instrument	2023-0234342

Lender

Name	BLUPEAK CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627

Mortgage

Document Number	0000242955
Date	Mar 29, 2021
Instrument	2021-0242955

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199204
Date	Apr 20, 2020
Instrument	2020-0199204

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2020
Property Address	3686 MADISON AVE, SAN DIEGO, CA 92116-3627
Document Number	0000554701
Instrument Date	Aug 26, 2020
Instrument	554701
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3686 MADISON AVE SAN DIEGO CA 921163627, SAN DIEGO, CA 92116-3627

Tax Assessment & Valuation

The 2025 property tax bill for 3686 Madison Ave was $5,898 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,375 (+2%) Land $344,077 Building $98,298
2025	$5,898.00 Homeowner's exemption	$433,702 Land $337,331 Building $96,371
2023	$5,054.00 (+2.77%) Homeowner's exemption	$416,863 Land $324,233 Building $92,630
2022	$4,918.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3686 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3686 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,082 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, Google Fiber, T-Mobile.

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