3686 Combs Ferry Rd, Winchester, KY 40391 Property Records

Clark County property record for 3686 Combs Ferry Rd, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,864 sqft · built 1940
Lot Size13.9 acres (608,010 sqft)
OwnerCompany Name on Record
Tax Bill$105 (2022)
Flood ZoneZone X (minimal risk)
APN015-0000-014-00

Property Details

APN / Parcel Number

Primary APN015-0000-014-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,864 sqft Living Area

Exterior

Year BuiltBuilt 1940
Exterior MaterialOther
Construction TypeWood
Foundation TypeStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area608,010 sqft (13.9 acres)
Lot Width1,550 ft Width
TerrainRolling
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address3686 COMBS FERRY RD
CityWINCHESTER
StateKY
Zip40391-9770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTURE
Legal DescriptionPARCEL 12 PLAT 2324
JurisdictionCLARK KY
Census Block Group1
Census Block1005
Census Tract20500

Owner

Source: Clark County records, as of January 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address110 CAMELOT DR, WINCHESTER, KY 40391-2382
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000550649
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Clark County assessment roll, as of April 1, 2023

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022$105.00

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims116 (1978–2025)
Claims Outside the SFHA6 of 116
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 16 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 17 claims
  • Severe Storms & Flooding, Feb 1989 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Combs Ferry Rd

Nearby Streets

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