Schuyler County and Hector Town property record for 3686 Co Rd 2, Hector, NY 14841
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,248 sqft · built 1850 |
| Lot Size | 3.77 acres (164,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,500 (Oct 1999) |
| Tax Bill | $2,514 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Mar 2023 Refinance |
| APN | 442689 12.00-2-22 |
| Primary APN | 442689 12.00-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 324 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 164,221 sqft (3.77 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 712 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 401-1820-00 |
|---|---|
| Street Address | 3686 COUNTY ROAD 2 |
| City | HECTOR |
| State | NY |
| Zip | 14841-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | SURVEY BK.32-72 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHUYLER NY |
| Township / Civil Division | HECTOR |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950100 |
3686 Co Rd 2 is owned and occupied by an individual who bought it in October 1999.
Source: Schuyler County and Hector Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3686 COUNTY ROAD 2, HECTOR, NY 14841-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 1999 · Amount on File |
| Deed Sale | Oct 22, 1999 · Amount on File |
| Deed Book / Page | 323 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLER NY |
| Property Address | 3686 COUNTY ROAD 2, HECTOR, NY 14841-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000593/277 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 593/277 |
| Instrument | 2435 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHUYLER NY |
| Property Address | 3686 COUNTY ROAD 2, HECTOR, NY 14841-9719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000596/33 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 596/33 |
| Instrument | 459 |
| Name | UNITED STATES OF AMERICA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Apr 1, 2042 |
The 2026 property tax bill for 3686 Co Rd 2 was $2,514 with exemptions applied, up 175.4% from the year before.
Source: Schuyler County and Hector Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schuyler County |
| County Subdivision | Hector Town |
| Unified School District | Watkins Glen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,514.00 (+175.36%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $913.00 | $149,000 Land $50,000 Building $99,000 | $204,100 Land $68,490 Building $135,610 |
| 2023 | $149,000 Land $50,000 Building $99,000 | $171,264 Land $57,471 Building $113,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3686 Co Rd 2; there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1993–2014) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3686 Co Rd 2 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empire Long Distance Fiber | 1,000 / 100 |
| Haefele Connect Cable · Fiber in parts of the area | 300 / 25 |
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