3686 Branch Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 3686 Branch Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,563 sqft · built 1981
Lot Size	0.275 acres (11,994 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-320-31-00`

Property Details

APN / Parcel Number

Primary APN	`158-320-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,994 sqft (0.275 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3686 BRANCH CT
City	OCEANSIDE
State	CA
Zip	92058-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 37 TR 009428
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009428
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18613

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3686 BRANCH CT, OCEANSIDE, CA 92058-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 30, 2020	Quit Claim Deed, Transfer · VA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2020
Deed Sale	Jun 30, 2020
Prior Sale	Dec 24, 2014 · Amount on Record
Deed Document Number	2020341837
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000341837
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3686 BRANCH CT, OCEANSIDE, CA 92058-1633
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 BRANCH CT, OCEANSIDE, CA 92058-1633

Mortgage

Document Number	0000214493
Date	Aug 13, 2024
Instrument	2024-0214493

Lender

Name	BANNER BANK
Type	Bank
Address	TEMECULA, CA 92590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	3686 BRANCH CT, OCEANSIDE, CA 92058-1633
Document Number	0000341837
Instrument Date	Jun 22, 2020
Instrument	341837
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3686 BRANCH CT OCEANSIDE CA 920581633, OCEANSIDE, CA 92058-1633

Mortgage

Document Number	341838
Date	Jun 30, 2020
Instrument	341838

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 29, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,639 (+2%) Land $316,724 Building $196,915
2025	$5,679.00 (+5.19%)	$503,568 (+4.04%) Land $310,514 Building $193,054
2023	$5,399.00 (+1.52%)	$484,015 Land $298,457 Building $185,558
2022	$5,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (1980–2009)
Most Recent Claim	Jul 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Generate-Ubiquity Holdings, T-Mobile USA, Verizon.

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