3685 Water Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3685 Water Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,191 sqft · built 1974
Lot Size0.3 acres (1,300 sqft)
OwnerCompany Name on File
Last Sale$233,500 (Sep 2003)
Tax Bill$3,619 (2025)
Flood ZoneZone X (minimal risk)
APN168-130-04-00

Property Details

APN / Parcel Number

Primary APN168-130-04-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,191 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBlock
Construction TypeFrame
Lot Area1,300 sqft (0.3 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3685 WATER WAY
CityOCEANSIDE
StateCA
Zip92056-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 139 TR 007671
Legal SubdivisionBAY SHORES
Legal Tract007671
Legal Block1
Legal Lot Number139
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2006
Census Tract19805

Owner

3685 Water Way is owned by a company that bought it in September 2003.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1374, CARLSBAD, CA 92018-1374
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2003 · Amount on File
Deed SaleSep 12, 2003 · Amount on File
Deed Document Number20031125780
Prior Transfer DateSep 9, 2003
Prior Transfer Doc0001130541
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3685 Water Way was $3,619.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$338,616 (+2%) Land $181,272 Building $157,344
2025$3,619.00$331,977 Land $177,718 Building $154,259
2023$3,477.00 (+1.58%)$319,088 Land $170,818 Building $148,270
2022$3,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3685 Water Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 Water Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Eastern
tribal government · serves 1,076 people · EPA ID 090605007
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereCITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

Nearby Properties on Water Way

Nearby Streets

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