3685 State Rte 39, Shelby, OH 44875 Property Records

Richland County property record for 3685 State Rte 39, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1951
Lot Size	0.996 acres (43,368 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2005)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Apr 2014 Line of Credit Sep 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-32-235-08-000`

Property Details

APN / Parcel Number

Primary APN	`016-32-235-08-000`
Alternative APN	`00075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Foundation Type	Raised
Lot Area	43,368 sqft (0.996 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3685 STATE ROUTE 39
City	SHELBY
State	OH
Zip	44875-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW A 0.9956 LT 5 PT SUBJ HWY EASE
Legal Lot Number	5
Jurisdiction	RICHLAND OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3001
Census Tract	2700

Owner

3685 State Rte 39 is owned and occupied by an individual who bought it in September 2005.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3685 STATE ROUTE 39, SHELBY, OH 44875-8621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2014	Deed of Trust, Mortgage · Line of Credit OHIO HOMEOWNER ASSISTANCE LLC
Sep 21, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST FRANKLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2005 · Amount on File
Deed Sale	Sep 21, 2005 · Amount on File
Prior Sale	Nov 24, 2004 · Amount on File
Deed Document Number	200517653
Deed Book / Page	1565 / 337
Record Updated	Oct 29, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	3685 STATE ROUTE 39, SHELBY, OH 44875-8621
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02301/0818
Date	Apr 18, 2014
Book Page	2301/0818
Instrument	201400004227

Lender

Name	OHIO HOMEOWNER ASSISTANCE LLC
Type	Non-Lending Institution
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 21, 2005
Property Address	3685 STATE ROUTE 39, SHELBY, OH 44875-8621
Document Number	01565/0337
Book / Page	1565 / 0337
Instrument Date	Sep 19, 2005
Instrument	200500017653
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 STATE ROUTE 39, SHELBY, OH 44875-8621

Mortgage

Document Number	200500017654
Date	Sep 21, 2005
Instrument	200500017654

Lender

Name	FIRST FRANKLIN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR
Margin	6

Tax Assessment & Valuation

The 2025 property tax bill for 3685 State Rte 39 was $1,654 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Jackson Township
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00	$44,770 (-) Land $8,120 Building $36,650
2024	$1,654.00 (-2.65%) Homeowner's exemption	$44,770 (-) Land $8,120 Building $36,650
2023	$1,699.00 (+8.98%) Homeowner's exemption	$44,770 (+22.02%) Land $8,120 Building $36,650	$127,890 Land $23,190 Building $104,700
2022	$1,559.00 Homeowner's exemption	$36,690 Land $7,850 Building $28,840
2020			$104,830 Land $22,420 Building $82,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3685 State Rte 39 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 State Rte 39 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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