Clay County property record for 3685 Silver Bluff Blvd, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 2004 |
| Lot Size | 0.145 acres (6,309 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Oct 2014) |
| Tax Bill | $4,500 (2025) |
| Deeds & Mortgages | Mar 2024 Construction Loan Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-25-007868-010-27 |
| Primary APN | 05-04-25-007868-010-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 998 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,309 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3685 SILVER BLUFF BLVD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 153 PEBBLE CREEK @ OAKLEAF PLANTATION PHASE 1 AS REC OR 3754 PG 200 & 4231 PG 500 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | PEBBLE CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 153 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30208 |
3685 Silver Bluff Blvd is owned by a company that acquired it in August 2019.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Construction Mortgage ROYAL BANK OF CANADA |
| Sep 12, 2019 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 12, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2014 · Amount on File |
| Deed Sale | Oct 6, 2014 · Amount on File |
| Prior Sale | Mar 29, 2012 · Amount on File |
| Deed Document Number | 201450766 |
| Deed Book / Page | 3684 / 1600 |
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0042310500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3685 SILVER BLUFF BLVD, ORANGE PARK, FL 32065-4237 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0048031220 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 4803/1220 |
| Instrument | 2024012261 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 12, 2019 |
| Property Address | 3685 SILVER BLUFF BLVD, ORANGE PARK, FL 32065-4237 |
| Document Number | 0042310500 |
| Book / Page | 004231 / 000500 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 49379 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 12, 2019 |
| Property Address | 3685 SILVER BLUFF BLVD, ORANGE PARK, FL 32065-4237 |
| Document Number | 0042310537 |
| Book / Page | 004231 / 000537 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 49381 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE NEW YORK NY 100195818, NEW YORK, NY 10019-5818 |
| Document Number | 42310537 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 004231/000537 |
| Instrument | 49381 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
The 2025 property tax bill for 3685 Silver Bluff Blvd was $4,500, up 7.9% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,500.00 (+7.91%) | $297,704 Land $45,000 Building $252,704 | $297,704 Land $45,000 Building $252,704 |
| 2024 | $4,170.00 (-32.86%) | ||
| 2023 | $6,211.00 (+11.09%) | $310,179 (+19.28%) Land $45,000 Building $265,179 | $310,179 (+19.28%) Land $45,000 Building $265,179 |
| 2022 | $5,591.00 | $260,049 Land $30,000 Building $230,049 | $260,049 Land $30,000 Building $230,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3685 Silver Bluff Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3685 Silver Bluff Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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