Jefferson County property record for 3685 River Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,472 sqft · built 1900 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2017) |
| Tax Bill | $2,554 (2026) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 09-9-0018.0000 |
| Primary APN | 09-9-0018.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 130,244 sqft (2.99 acres) |
| Terrain | Rolling |
| Cabin | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3685 RIVER RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-5161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.99 AC-BRANTNER |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972203 |
3685 River Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3685 RIVER RD, SHEPHERDSTOWN, WV 25443-5161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on File |
| Deed Sale | Jun 9, 2017 · Amount on File |
| Deed Document Number | 201711309 |
| Deed Book / Page | 1192 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Nov 30, 2023 |
| Property Address | 3685 RIVER RD, SHEPHERDSTOWN, WV 25443-5161 |
| Document Number | 001314/327 |
| Book / Page | 1314 / 327 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 202300013639 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3685 River Rd was $2,554, up 4.2% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (+4.2%) | $221,500 (+4.98%) Land $140,600 Building $80,900 | $369,167 (+5%) Land $234,333 Building $134,833 |
| 2025 | $2,451.00 | $211,000 Land $130,100 Building $80,900 | $351,600 Land $216,800 Building $134,800 |
| 2023 | $2,374.00 | $203,300 Land $126,200 Building $77,100 | $338,800 Land $210,300 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3685 River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1985–2025) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3685 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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