3685 River Rd, #13, Theodore, AL 36582 Property Records

Mobile County property record for 3685 River Rd, #13, Theodore, AL 36582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,635 sqft · built 2001
Owner2 Individual Names on File
Last Sale$140,000 (Apr 2020)
Tax Bill$739 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR024301121000001018

Property Details

APN / Parcel Number

Primary APNR024301121000001018
Alternative APNs
  • 43 01 12 1 000 001.018
  • 02655193
  • 2655193

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,635 sqft Living Area
1st Floor Area1,635 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
PorchOpen Porch
Porch Area570 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2655193
Old Parcel NumberR024301121000001018
Street Address3685 RIVER RD # 13, 13
CityTHEODORE
StateAL
Zip36582-8341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 PIONEER TRACE SUBDIV MBK 68 PG 36 #SEC 12 T7S R2W #MP46 01 12 1 000
Legal Range02W
Legal Township07S
Legal Section12
Legal SubdivisionPIONEER TRACE SUBDIV
Legal Lot Number13
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group3
Census Block3020
Census Tract7103

Owner

3685 River Rd, #13 is owned and occupied by two individuals who bought it in April 2020.

Source: Mobile County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address3685 RIVER RD, THEODORE, AL 36582-8341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2020 · Amount on File
Deed SaleApr 29, 2020 · Amount on File
Prior SaleJun 1, 2012
Deed Document Number2020025178
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateApr 29, 2020
Property Address3685 RIVER RD # 13, 13, THEODORE, AL 36582-8341
Document Number0000025178
Instrument DateApr 28, 2020
Instrument25178
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyDELTA S TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3685 RIVER RD THEODORE AL 365828341, THEODORE, AL 36582-8341

Mortgage

Document Number25179
DateApr 29, 2020
Instrument25179
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3685 River Rd, #13 was $739 with a homeowner's exemption, down 1.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$739.00 (-1.07%) Homeowner's exemption$15,400 (-1.03%) Land $1,300 Building $14,100$154,000 (-1.03%) Land $13,000 Building $141,000
2024$747.00 (+9.37%) Homeowner's exemption$15,560 (+9.35%) Land $1,300 Building $14,260$155,600 (+9.35%) Land $13,000 Building $142,600
2023$683.00 Homeowner's exemption$14,230 Land $1,500 Building $12,730$142,300 Land $15,000 Building $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3685 River Rd, #13 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Nearby Flood Policies84 in force
Nearby Flood Claims3 (2005–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 River Rd, #13 is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 99% of Alabama
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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