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3685 Madison Rdg, Hernando, MS 38632 Property Records

DeSoto County property record for 3685 Madison Rdg, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,877 sqft · built 2018
Lot Size0.293 acres (12,782 sqft)
OwnerIndividual Name on File
Tax Bill$3,110 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-6-24-07-0-00095-00

Property Details

APN / Parcel Number

Primary APN3-08-6-24-07-0-00095-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,877 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,782 sqft (0.293 acres)
Lot Dimensions150 ft deep x 81 ft wide

Location & Zoning

Street Address3685 MADISON RDG
CityHERNANDO
StateMS
Zip38632-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAMS BROOKE S/D, PHASE 1B LOT 95
Legal Range08
Legal Township03
Legal Section24
Legal SubdivisionWILLIAMS BROOKE S/D
Legal Phase1
Legal Lot Number95
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2019
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-24-07-0-00095-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3685 MADISON RDG, HERNANDO, MS 38632-5703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 10, 2019Warranty Deed, Transfer · FHA Mortgage
EVOLVE BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2019
Deed SaleJun 10, 2019
Deed Document Number0000890134
Deed Book / Page0890 / 134
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3685 MADISON RDG, HERNANDO, MS 38632-5703
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3685 MADISON RDG, HERNANDO, MS 38632-5703

Mortgage

Document Number005301/324
DateJul 26, 2021
Book Page5301/324
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3685 MADISON RDG, HERNANDO, MS 38632-5703
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004945/392
DateMay 15, 2020
Book Page4945/392
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueSep 01, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 10, 2019
Property Address3685 MADISON RDG, HERNANDO, MS 38632-5703
Document Number000890/134
Book / Page0890 / 134
Map ReferenceMB 97 PG 1
Instrument DateJun 04, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5446 RIDGETOP DR, 5446, HORN LAKE, MS 38637-3765

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 FORKED CREEK PKWY, HERNANDO, MS 38632-1321

Mortgage

Document Number0004739573
DateJun 10, 2019
Instrument4739/573
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,110.00 (+16.48%)$29,257 (+36.76%) Land $3,800 Building $25,457$292,565 (+36.76%) Land $38,000 Building $254,565
2023$2,670.00$21,393$213,933 Land $38,000 Building $175,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
TelapexFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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