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3685 Hwy 48, Cunningham, TN 37052 Property Records

Montgomery County property record for 3685 Hwy 48, Cunningham, TN 37052

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details20,681 sqft · built 2019
Lot Size24.1 acres (1,050,232 sqft)
OwnerCompany Name on File
Last Sale$98,000 (Jul 2014)
Tax Bill$1,278 (2025)
Deeds & MortgagesApr 2018 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN122 72.01

Property Details

APN / Parcel Number

Primary APN122 72.01
Alternative APNs
  • 122 07201 000
  • 65730

Interior

Stories2 Stories
Building Area20,681 sqft Total Area
1st Floor Area12,900 sqft
Upper Floors Area7,781 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area1,050,232 sqft (24.1 acres)
Deck AreaDeck Area
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3685 HIGHWAY 48
CityCUNNINGHAM
StateTN
Zip37052-5016
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeAG
Legal DescriptionTVA POWERLINE ESMT IN V1105-2361 T-07;LINES CHECKED AND ACREAGE VERIFIED AC DECR FROM 25.9 TO 24.19 PER NEW LEGAL IN
JurisdictionMONTGOMERY TN
Township / Civil Division4
Census Block Group1
Census Block1002
Census Tract101702

Owner

3685 Hwy 48 is owned by a company that bought it in July 2014.

Source: Montgomery County records, as of May 5, 2026

Owner of RecordCompany Name on File
Mailing Address3685 HIGHWAY 48, CUNNINGHAM, TN 37052-5016
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2018Deed of Trust, Mortgage
FIRST FED'L SVGS BK
May 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2014 · Amount on File
Deed SaleJul 1, 2014 · Amount on File
Deed Document Number20141014316
Deed Book / Page1572 / 1650
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address3685 HIGHWAY 48, CUNNINGHAM, TN 37052-5016
Document Number0001161633
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4445 LOUISE RD CUMBERLAND FURNACE TN 370519087, CUMBERLAND FURNACE, TN 37051-9087

Mortgage

Document Number0001161633
DateApr 20, 2018
Book Page001806/001020
Instrument1161633
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
Address502 MADISON ST, CLARKSVILLE, TN 37040-3671
Agreement
AmountAmount on Record
Term12 Months
DueApr 19, 2019

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY TN
Recording DateMay 22, 2017
Property Address3685 HIGHWAY 48, CUNNINGHAM, TN 37052-5016
Document Number0001122847
Book / Page001742 / 002752
Instrument DateMay 19, 2017
Instrument1122847
Transaction TypeTransfer
Record UpdatedJun 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4445 LOUISE RD CUMBERLAND FURNACE TN 370519087, CUMBERLAND FURNACE, TN 37051-9087

Tax Assessment & Valuation

The 2025 property tax bill for 3685 Hwy 48 was $1,278 with an additional exemption.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,278.00$60,840 (-)$4,556,800 (-) Land $301,900 Building $4,254,900
2024$1,278.00 (+49.47%) Additional exemption filed$60,840 (+112.73%)$4,556,800 Land $301,900 Building $4,254,900
2023$855.00 Additional exemption filed$28,600 (-)
2022$855.00 Additional exemption filed$28,600$71,500 Land $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3685 Hwy 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 Hwy 48 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUNNINGHAM UTILITY DISTRICT
serves 16,068 people · EPA ID TN0000167
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cumberland Connect
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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