3685 Epley Ln, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3685 Epley Ln, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,980 sqft · built 1988
Lot Size1.55 acres (67,910 sqft)
OwnerIndividual Name on Record
Last Sale$489,900 (Jun 2025)
Tax Bill$5,873 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0081-0542-00

Property Details

APN / Parcel Number

Primary APN550-0081-0542-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area1,980 sqft
Basement Area1,980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area67,910 sqft (1.55 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3685 EPLEY LN
CityCINCINNATI
StateOH
Zip45247-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEPLEY RD 1.5588 ACS R2 -T2 -S12
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2001
Census Tract20812

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3685 EPLEY LN, CINCINNATI, OH 45247-7011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESBANCO BK
Jan 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleJan 17, 2017
Deed Document Number2025-0047550
Deed Book / Page15444 / 2012
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3685 EPLEY LN, CINCINNATI, OH 45247-7011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055860
DateJun 21, 2017
Instrument17-0055860
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 25, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3685 EPLEY LN, CINCINNATI, OH 45247-7011
Document Number0000128392
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3685 EPLEY LN CINCINNATI OH 452477011, CINCINNATI, OH 45247-7011

Mortgage

Document Number0000128392
DateDec 8, 2020
Book Page014310/000083
Instrument128392
Lender
NameWESBANCO BK
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 7, 2035

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 17, 2017
Property Address3685 EPLEY LN, CINCINNATI, OH 45247-7011
Document Number0000004912
Book / Page013334 / 002669
Instrument DateOct 17, 2016
Instrument4912
Transaction TypeTransfer
Record UpdatedSep 13, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3685 EPLEY LN CINCINNATI OH 452477011, CINCINNATI, OH 45247-7011

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,873.00 (+2.14%)$108,220 (+%) Land $25,749 Building $82,471
2024$5,750.00 (-0.38%)$108,219 (-) Land $25,749 Building $82,470
2023$5,772.00 (+9.17%)$108,219 (+33.69%) Land $25,749 Building $82,470$309,200 (+33.7%) Land $73,570 Building $235,630
2022$5,287.00 Homeowner's exemption$80,945 Land $25,078 Building $55,867
2020$231,270 Land $71,650 Building $159,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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