3685 E Olive Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 3685 E Olive Rd, Pensacola, FL 32514

Property Summary

Property Type	Multi-Family Dwellings
Details	3.5 ba · 2,280 sqft · built 1972
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2018)
Tax Bill	$1,880 (2024)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1S-29-2000-051-009`

Property Details

APN / Parcel Number

Primary APN	`07-1S-29-2000-051-009`
Alternative APNs	`010499200` `10499200`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	4,792 sqft (0.11 acres)
Patio Area	220 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10499200
Street Address	3685 E OLIVE RD
City	PENSACOLA
State	FL
Zip	32514-4728
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	HDR
Legal Description	BEG AT NE COR LT 5 BLK 9 SLY ALG E BNDRY LT 5 70 FT TO POB CONT SLY 50 FT 90 DEG RI 94 50/100 FT 90 DEG RI 50 FT 90 DEG RI 94 50/100 FT TO POB TIPPIN S/D PB 3 PG 39 OR 7934 P 1434
Legal Range	29W
Legal Township	01S
Legal Section	07
Legal Subdivision	TIPPIN
Legal Block	9
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1009
Census Tract	3505

Owner

Source: Escambia County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 N 8TH AVE, PENSACOLA, FL 32501-3229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Jun 2, 2014 · Amount on Record
Deed Document Number	201856290
Deed Book / Page	7934 / 1434
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3685 E OLIVE RD, PENSACOLA, FL 32514-4728
Document Number	0083050612
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4804 DONALDSON DR SAN DIEGO CA 921093743, SAN DIEGO, CA 92109-3743

Mortgage

Document Number	0083050612
Date	Jun 2, 2020
Book Page	008305/000612
Instrument	43944

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 18, 2018
Property Address	3685 E OLIVE RD, PENSACOLA, FL 32514-4728
Document Number	0079341434
Book / Page	007934 / 001434
Instrument Date	Jul 13, 2018
Instrument	56290
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4804 DONALDSON DR SAN DIEGO CA 921093743, SAN DIEGO, CA 92109-3743

Mortgage

Document Number	79341436
Date	Jul 18, 2018
Book Page	007934/001436
Instrument	56291

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,314 (+43.03%) Land $27,000 Building $124,314	$151,314 (+13.75%) Land $27,000 Building $124,314
2024	$1,880.00 (+4.79%)
2023	$1,794.00 (+12.34%)	$105,793 (-1.27%)	$133,028 (+24.15%) Land $17,500 Building $115,528
2022	$1,597.00	$107,150	$107,150 Land $6,930 Building $100,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: REV.

Nearby Properties on E Olive Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures