3685 E Lazy River Dr, Dunnellon, FL 34434 Property Records

Citrus County property record for 3685 E Lazy River Dr, Dunnellon, FL 34434

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,459 sqft · built 1977
Lot Size0.403 acres (17,549 sqft)
Owner2 Individual Names on File
Last Sale$87,000 (Apr 2017)
Tax Bill$27 (2025)
Deeds & MortgagesOct 2022 Transfer
Aug 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN19E-17S-23-1B000-005.0

Property Details

APN / Parcel Number

Primary APN19E-17S-23-1B000-005.0
Alternative APNs
  • 19E-17S-23-0000-1B000-0050
  • 2317S19E1B0000050
  • 1571138

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,459 sqft Living Area
Gross Area3,139 sqft
1st Floor Area880 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGambrel
Roof MaterialMetal
Lot Area17,549 sqft (0.403 acres)
Lot Dimensions193 ft deep x 96 ft wide
View / LotRiver
Garage Area368 sqft
PorchScreened Aluminum Porch
Porch Area1,564 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1571138
Street Address3685 E LAZY RIVER DR
CityDUNNELLON
StateFL
Zip34434-4788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLRMH
Legal DescriptionCOM AT THE SW COR OF LT 1 IN BK C OF WITHLACOOCHEE HOMES FIRST ADD ACC TO PB 4 PG 44 TH AL THE NLY ROW OF ST RD S39 W/ A CHORD BEAR N 81DEG 46 48 W 99.97 FT TH CONT AL SD ROW W/ A CH BEAR N 88DEG 46 48 W 99.97 FT TH N 0DEG 59 28 E 256.98 FT TH N 75 D
Legal Range19E
Legal Township17S
Legal Section23
Legal SubdivisionWITHLACOOCHEE HOMES 3RD ADDITI
Legal Block1B000
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1048
Census Tract450106

Owner

3685 E Lazy River Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Citrus County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address3685 E LAZY RIVER DR, DUNNELLON, FL 34434-4788
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Intrafamily Transfer, Transfer
Aug 14, 2020Grant Deed, Transfer
ATTORNEY ONLY
Apr 10, 2017Warranty Deed, Transfer
PRECISION TITLE/SUNCOAST INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2017 · Amount on File
Deed SaleApr 10, 2017 · Amount on File
Prior SaleJul 7, 2016 · Amount on File
Deed Document Number201716438
Deed Book / Page2821 / 1879
Last Transfer DateOct 17, 2022
Transfer Doc0033291780
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateOct 24, 2022
Property Address3685 E LAZY RIVER DR, DUNNELLON, FL 34434-4788
Document Number0033291780
Book / Page3329 / 1780
Instrument DateOct 17, 2022
Instrument2022072530
Transaction TypeTransfer
Record UpdatedNov 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3685 E LAZY RIVER DR, 3685, DUNNELLON, FL 34434-4788

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 JONES CIR, MANTEO, NC 27954-9582

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateAug 14, 2020
Property Address3685 E LAZY RIVER DR, DUNNELLON, FL 34434-4788
Document Number0030822398
Book / Page003082 / 002398
Instrument DateJul 22, 2020
Instrument42237
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$27.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
AddressPO BOX 717 MANTEO NC 279540717, MANTEO, NC 27954-0717

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 10, 2017
Property Address3685 E LAZY RIVER DR, DUNNELLON, FL 34434-4788
Document Number0028211879
Book / Page002821 / 001879
Instrument DateMar 30, 2017
Instrument16438
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyPRECISION TITLE/SUNCOAST INC

Transaction

AmountAmount on Record
Tax$609.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39909 SUNBEAM WAY LADY LAKE FL 321593537, LADY LAKE, FL 32159-3537

Tax Assessment & Valuation

The 2025 property tax bill for 3685 E Lazy River Dr was $27 with a veteran's exemption.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 Veteran's exemption$191,273 (-39.19%)$305,538 (-2.86%) Land $50,340 Building $255,198
2024$27.00 Homeowner's exemption Additional exemption filed$314,525 (+3.17%) Land $50,340 Building $264,185$314,525 (+3.17%) Land $50,340 Building $264,185
2023$27.00 (-68.24%) Homeowner's exemption Additional exemption filed$304,865 (+8.93%) Land $50,340 Building $254,525$304,865 (+8.93%) Land $50,340 Building $254,525
2022$85.00 Homeowner's exemption Additional exemption filed$279,872 Land $50,340 Building $229,532$279,872 Land $50,340 Building $229,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3685 E Lazy River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3685 E Lazy River Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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