3685 E Alta Ridge Cir, Sandy, UT 84092 Property Records

Salt Lake County property record for 3685 E Alta Ridge Cir, Sandy, UT 84092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 5,581 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,733 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-302-030`

Property Details

APN / Parcel Number

Primary APN	`28-12-302-030`
Alternative APN	`28-12-302-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	5,581 sqft Living Area
Gross Area	6,799 sqft
1st Floor Area	2,885 sqft
Basement Area	2,746 sqft
Finished Basement	2,696 sqft
Unfinished Basement	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,072 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	96 sqft
Deck Area	204 sqft
Patio Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	3685 E ALTA RIDGE CIR
City	SANDY
State	UT
Zip	84092-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1115
Legal Description	LOT 4, ALTA RIDGE SUB. 8252-7722 08863-7672
Legal Range	1E
Legal Township	3S
Legal Section	12
Legal Subdivision	ALTA RIDGE SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	SALT LAKE UT
Township / Civil Division	COTTONWOOD
Census Block Group	2
Census Block	2010
Census Tract	110106

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3685 E ALTA RIDGE CIR, SANDY, UT 84092-6067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 31, 2017	Deed of Trust, Mortgage INTERCAP LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024
Deed Sale	Jun 3, 2024
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	202414247635
Deed Book / Page	11495 / 4810
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3685 E ALTA RIDGE CIR, SANDY, UT 84092-6067
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014033997
Date	Oct 24, 2022
Book Page	11381/3363
Instrument	14033997

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3685 E ALTA RIDGE CIR, SANDY, UT 84092-6067
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013812847
Date	Nov 1, 2021
Book Page	11262/5043
Instrument	13812847

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	1%
Max Rate At Change	2.75%
Index	Other
Max Rate	7.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3685 E ALTA RIDGE CIR, SANDY, UT 84092-6067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013425634
Date	Oct 14, 2020
Book Page	11038/342
Instrument	13425634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Max Rate	8.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	3685 E ALTA RIDGE CIR, SANDY, UT 84092-6067
Document Number	0012611302
Book / Page	010596 / 000055
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	METRO NATIONAL TITLE, METRO NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3685 E ALTA RIDGE CIR SANDY UT 840926067, SANDY, UT 84092-6067

Mortgage

Document Number	0012611302
Date	Sep 6, 2017
Book Page	010596/000055
Instrument	12611302

Lender

Name	INTERCAP LNDG
Address	ALISO VIEJO, CA 92656

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,733.00 Homeowner's exemption	$1,661,700 (+127.15%) Land $516,700 Building $1,145,000	$1,661,700 (+24.93%) Land $516,700 Building $1,145,000
2024	$8,733.00 (+24.31%)
2023	$7,025.00 (-0.43%) Homeowner's exemption	$731,555 Land $227,975 Building $503,580	$1,330,100 Land $414,500 Building $915,600
2022	$7,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Utah
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Google Fiber, Utah Broadband, Verizon.

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