Orange County property record for 3685 Dubsdread Cir, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,561 sqft · built 2016 |
| Lot Size | 0.2 acres (8,698 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2014) |
| Tax Bill | $9,812 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-29-2247-00-020 |
| Primary APN | 11-22-29-2247-00-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,891 sqft |
| 1st Floor Area | 2,561 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,698 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 718 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3685 DUBSDREAD CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/T/W |
| Legal Description | DUBSDREAD ESTATES 64/60 LOT 2 (LESS NWLY 5 FT THEREOF) |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 11 |
| Legal Subdivision | DUBSDREAD ESTS |
| Legal Tract | 2247 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 15300 |
3685 Dubsdread Cir is owned and occupied by two individuals who bought it in March 2014.
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3685 DUBSDREAD CIR, ORLANDO, FL 32804-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| May 11, 2022 | Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2014 · Amount on File |
| Deed Sale | Mar 11, 2014 · Amount on File |
| Prior Sale | Oct 24, 2007 · Amount on File |
| Deed Document Number | 2014125840 |
| Deed Book / Page | 10714 / 7764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 3685 DUBSDREAD CIR, ORLANDO, FL 32804-3014 |
| Document Number | 0000313069 |
| Instrument Date | May 23, 2026 |
| Instrument | 2026313069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3685 DUBSDREAD CIR, ORLANDO, FL 32804-3014 |
| Document Number | 0000313069, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026313069 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 3685 DUBSDREAD CIR, ORLANDO, FL 32804-3014 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3685 DUBSDREAD CIR, ORLANDO, FL 32804-3014 |
| Document Number | 0000301020 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 20220301020 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 3685 Dubsdread Cir was $9,812, up 3.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,444 (+2.7%) | $972,490 (+2.18%) Land $355,000 Building $617,490 | |
| 2025 | $9,812.00 (+3.43%) Homeowner's exemption | $570,053 | $951,710 Land $325,000 Building $626,710 |
| 2024 | $9,487.00 (+4.16%) | ||
| 2023 | $9,108.00 (+2.87%) Homeowner's exemption | $537,851 (+3%) | $867,239 (+33.02%) Land $325,000 Building $542,239 |
| 2022 | $8,854.00 Homeowner's exemption | $522,185 | $651,953 Land $275,000 Building $376,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3685 Dubsdread Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3685 Dubsdread Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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