36845 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 36845 Ridge Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,897 sqft · built 1957
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Tax Bill	$9,155 (2023)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-0-00-008-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-0-00-008-0`
Alternative APN	`D 134`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
1st Floor Area	1,325 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	37,026 sqft (0.85 acres)
Lot Depth	245 ft Depth
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	15 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 134
Street Address	36845 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LOT 3 & 4 TRACT 10
Legal Subdivision	ORIGINAL WILLOUGHBY TOWNSHIP 1
Legal Tract	10
Legal Lot Number	3 & 4 4
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1000
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36845 RIDGE RD, WILLOUGHBY, OH 44094-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2016
Transfer Doc	0000012473
Record Updated	Jun 7, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	36845 RIDGE RD, WILLOUGHBY, OH 44094-4128
Document Number	0000017398
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36845 RIDGE RD WILLOUGHBY OH 440944128, WILLOUGHBY, OH 44094-4128

Mortgage

Document Number	0000017398
Date	Jul 5, 2017
Instrument	17398

Lender

Name	CITIZENS BK
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 4, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,155.00 (+69.54%) Homeowner's exemption Senior Citizen's exemption	$96,700 (-) Land $37,680 Building $59,020
2022	$5,400.00 Homeowner's exemption Senior Citizen's exemption	$96,700 Land $37,680 Building $59,020
2021			$276,280 Land $107,650 Building $168,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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