36842 Saint Clair St, Willoughby, OH 44094 Property Records

Lake County property record for 36842 Saint Clair St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1951
Lot Size	0.183 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Nov 2025)
Tax Bill	$2,484 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-E-00-010-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-E-00-010-0`
Alternative APN	`A 16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	856 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,002 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 16
Street Address	36842 SAINT CLAIR ST
City	WILLOUGHBY
State	OH
Zip	44094-4725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	ST. CLAIR SUBDIVISION NO. THREE
Legal Lot Number	53
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1027
Census Tract	201500

Owner

36842 Saint Clair St is owned and occupied by an individual who bought it in November 2025.

Source: Lake County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	36842 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	2025R026222
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 20, 2025
Property Address	36842 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4725
Document Number	0000026222
Instrument Date	Nov 18, 2025
Instrument	2025R026222
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36842 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4725

Mortgage

Document Number	0000026223
Date	Nov 20, 2025
Instrument	2025R026223

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 2, 2021
Property Address	36842 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4725
Document Number	0000038745
Map Reference	VOL I PG 41
Instrument Date	Oct 29, 2021
Instrument	2021R038745
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36842 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4725

Mortgage

Document Number	0000038746
Date	Nov 2, 2021
Instrument	2021R038746

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,484.00 (-42.5%) Homeowner's exemption	$45,100 (-1.16%) Land $12,940 Building $32,160	$128,870 Land $36,980 Building $91,890
2023	$4,320.00 (+53.41%) Homeowner's exemption	$45,630 (-) Land $11,000 Building $34,630
2022	$2,816.00 Homeowner's exemption	$45,630 Land $11,000 Building $34,630
2021			$130,380 Land $31,430 Building $98,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 36842 Saint Clair St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (1989–2014)
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36842 Saint Clair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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