3684 Waverly Rd, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 3684 Waverly Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1956
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Tax Bill	$4,577 (2026)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`493600 127.20-1-5`

Property Details

APN / Parcel Number

Primary APN	`493600 127.20-1-5`
Alternative APNs	`360012702000010050000000` `00000000604`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	168 ft deep x 174 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000604
Street Address	3684 WAVERLY RD
City	OWEGO
State	NY
Zip	13827-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	TIOGA NY
Township / Civil Division	TIOGA
Census Block Group	3
Census Block	3070
Census Tract	20600

Owner

3684 Waverly Rd is owned by a company and is owner-occupied.

Source: Tioga County and Tioga Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3684 WAVERLY RD, OWEGO, NY 13827-2831
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Nov 23, 2022
Property Address	3684 WAVERLY RD, OWEGO, NY 13827-2831
Document Number	2022000005219
Instrument Date	Nov 12, 2022
Instrument	20220-00005219
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 CRESS RD, PHELPS, NY 14532-9403

Tax Assessment & Valuation

The 2026 property tax bill for 3684 Waverly Rd was $4,577 with exemptions applied.

Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Tioga Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,577.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025		$8,000 Land $400 Building $7,600	$186,047 Land $9,302 Building $176,745
2023		$8,000 Land $400 Building $7,600	$177,778 Land $8,889 Building $168,889
2019	$1,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3684 Waverly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	25 (1983–2011)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims Severe Storms And Flooding, Jul 2006 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3684 Waverly Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20