3684 Mercer St, Terrell, NC 28682 Property Records

Catawba County property record for 3684 Mercer St, Terrell, NC 28682

Property Summary

Property TypeOther
Details1,485 sqft · built 2024
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$349,000 (Sep 2024)
Tax Bill$1,374 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4617-09-16-9804

Property Details

APN / Parcel Number

Primary APN4617-09-16-9804
Alternative APN
  • 0805960

Interior

Total Rooms7 Rooms
Stories1 Story
Building Area1,485 sqft Total Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3684 MERCER ST
CityTERRELL
StateNC
Zip28682-9822
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodePD-CD
Legal DescriptionLOT 60 PLAT 87-44
Legal SubdivisionVILLAS AT SHERRILLS FORD PHASE II
Legal Lot Number60
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2054
Census Tract11503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Terrell Historic District
listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3684 MERCER ST, TERRELL, NC 28682-9822
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2024 · Amount on Record
Deed SaleSep 26, 2024 · Amount on Record
Deed Document Number202417288
Deed Book / Page3897 / 781
Record UpdatedSep 20, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCATAWBA NC
Recording DateSep 26, 2024
Property Address3684 MERCER ST, TERRELL, NC 28682-9822
Document Number0038970781
Book / Page3897 / 781
Map ReferenceMB 87 PG 44
Instrument DateSep 24, 2024
Instrument17288
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 2, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017289
DateSep 26, 2024
Instrument17289
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,900 (-) Land $41,000 Building $303,900
2025$1,374.00 (+583.58%)$344,900 Land $41,000 Building $303,900
2024$201.00
2023$344,900 Land $41,000 Building $303,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2014–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST CATAWBA COUNTY
serves 5,080 people · EPA ID NC2018004
Water SourcePurchased surface water from CITY OF CONOVER
Last State InspectionDec 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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