Upshur County property record for 3684 FM 556, Gilmer, TX 75644
| Property Type | Rural Home |
|---|---|
| Details | 5,456 sqft · built 2013 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,000 (Aug 2013) |
| Tax Bill | $7,272 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 266U-S05-000-005 |
| Primary APN | 266U-S05-000-005 |
|---|---|
| Alternative APN |
|
| Building Area | 5,456 sqft Living Area |
|---|---|
| 1st Floor Area | 2,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 266U-S05-000-005 |
|---|---|
| Street Address | 3684 FM 556 |
| City | GILMER |
| State | TX |
| Zip | 75644-5081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A266 KNIGHT, SIMON R,TRACT 5, 7.5 ACRES HOUSE & BARN |
| Legal Subdivision | SIMON R SURVEY A-266 |
| Legal Tract | 5 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950301 |
3684 FM 556, a rural home, is owned and occupied by two individuals who bought it in August 2013.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3684 FM 556, GILMER, TX 75644-5081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2013 · Amount on File |
| Deed Sale | Aug 29, 2013 · Amount on File |
| Prior Sale | Apr 24, 2013 |
| Deed Document Number | 20135732 |
| Deed Book / Page | 1102 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 3684 FM 556, GILMER, TX 75644-5081 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3684 FM 556, GILMER, TX 75644-5081 |
| Document Number | 0202204903 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 202204903 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 3684 FM 556, GILMER, TX 75644-5081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1319/722 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 1319/722 |
| Instrument | 201705335 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 3.12% |
| Index | 1-Year CMT |
| Max Rate | 5% |
The 2026 property tax bill for 3684 FM 556 was $7,272 with a homeowner's exemption, up 34.2% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Harmony Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,272.00 (+34.19%) Homeowner's exemption | $528,530 (-2.82%) Land $94,030 Building $434,500 | $528,530 (-3.46%) Land $94,030 Building $434,500 |
| 2025 | $5,419.00 Homeowner's exemption Additional exemption filed | $543,848 | $547,490 Land $107,950 Building $439,540 |
| 2023 | $370,141 | $504,940 Land $109,730 Building $395,210 | |
| 2022 | $4,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3684 FM 556 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3684 FM 556 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WSC serves 9,111 people · EPA ID TX2500020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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