3684 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3684 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2026)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-042-035`

Property Details

APN / Parcel Number

Primary APN	`230-042-035`
Alternative APN	`230042009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	230042009
Street Address	3684 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN POR LOT H AND LOT 27 MB 022/052 MAGNOLIA PARK TR
Legal Subdivision	MAGNOLIA PARK TR
Legal Lot Number	H
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	31401

Owner

3684 Cortez St is owned and occupied by two individuals who bought it in April 2026.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3684 CORTEZ ST, RIVERSIDE, CA 92504-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Grant Deed, Transfer CORINTHIAN TITLE COMPANY
Apr 8, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Deed Document Number	2026105936
Prior Transfer Date	Jun 6, 1995
Prior Transfer Doc	0000184839
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 8, 2026
Property Address	3684 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000105935
Instrument Date	Apr 7, 2026
Instrument	2026105935
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3684 CORTEZ ST, RIVERSIDE, CA 92504-3710

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 8, 2026
Property Address	3684 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000105936
Instrument Date	Apr 7, 2026
Instrument	2026105936
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3684 CORTEZ ST, RIVERSIDE, CA 92504-3710

Mortgage

Document Number	0000105937,
Date	Apr 8, 2026
Instrument	2026105937

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3684 Cortez St was $5,341, up 3.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,024 (+2%) Land $104,528 Building $387,496
2025	$5,341.00 (+3.41%) Homeowner's exemption	$482,378 Land $102,479 Building $379,899
2024	$5,165.00 (+0.49%)
2023	$5,140.00 (+1.9%) Homeowner's exemption	$463,648 Land $98,500 Building $365,148
2022	$5,044.00
2021			$414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3684 Cortez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3684 Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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