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3683 Stebner Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 3683 Stebner Rd, Hermantown, MN 55811

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1930
Lot Size2.53 acres (110,207 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2023)
Tax Bill$4,452 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN395-0014-00015

Property Details

APN / Parcel Number

Primary APN395-0014-00015
Alternative APNs
  • 1158962
  • 801051

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,224 sqft Gross Area
1st Floor Area1,224 sqft
Basement Area918 sqft
Finished Basement918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area110,207 sqft (2.53 acres)
Garage Area1,200 sqft
Deck Area408 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1158962
Street Address3683 STEBNER RD
CityHERMANTOWN
StateMN
Zip55811-3715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY 275 FT OF THAT PART OF NE 1/4 OF NE1/4 OF NE 1/4 LYING W OF STEBNER ROAD SERIAL #
Legal Range15W
Legal Township50N
Legal Section35
Legal SubdivisionHERMANTOWN CITY OF
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group3
Census Block3018
Census Tract10302

Owner

3683 Stebner Rd is owned and occupied by an individual who bought it in December 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address3683 STEBNER RD, HERMANTOWN, MN 55811-3715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on File
Deed SaleDec 5, 2023 · Amount on File
Prior SaleApr 19, 2006 · Amount on File
Deed Document Number20231479155
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 5, 2023
Property Address3683 STEBNER RD, HERMANTOWN, MN 55811-3715
Document Number0001479155
Instrument DateDec 1, 2023
Instrument1479155
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3683 STEBNER RD, HERMANTOWN, MN 55811-3715

Mortgage

Document Number0001479156
DateDec 5, 2023
Instrument1479156
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 3683 Stebner Rd was $4,452 with a homeowner's exemption, up 12.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,452.00 (+12.25%) Homeowner's exemption
2025$3,966.00 Homeowner's exemption$361,700 (+18.2%) Land $53,700 Building $308,000$361,700 (+18.2%) Land $53,700 Building $308,000
2024$306,000 Land $46,800 Building $259,200$306,000 Land $46,800 Building $259,200
2023$5,030.00 Homeowner's exemption
2022$262,700 Land $45,100 Building $217,600$262,700 Land $45,100 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3683 Stebner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3683 Stebner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHermantown
serves 7,215 people · EPA ID MN1690043
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

May also be available: Airfiber.

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