Catawba County property record for 3683 Sandy Ford Rd, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,971 sqft · built 1930 |
| Lot Size | 3.61 acres (157,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,500 (Apr 1981) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 3710-18-32-6185 |
| Primary APN | 3710-18-32-6185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,971 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Upper Floors Area | 912 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 157,252 sqft (3.61 acres) |
| Terrain | Below Road/Slope |
| Patio Area | 427 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3683 SANDY FORD RD |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | ACCT# 159774005 MAP 170H -02-031-F -0 145%X50% -28% GAS LOG INSERT PX |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | JACOBS FORK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11701 |
3683 Sandy Ford Rd is owned and occupied by an individual who acquired it in August 2011.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3683 SANDY FORD RD, HICKORY, NC 28602-8937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1981 · Amount on File |
| Deed Sale | Apr 1, 1981 · Amount on File |
| Deed Book / Page | 1276 / 91 |
| Last Transfer Date | Aug 26, 2011 |
| Transfer Doc | 0030891291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3683 SANDY FORD RD, HICKORY, NC 28602-8937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3683 SANDY FORD RD, HICKORY, NC 28602-8937 |
| Document Number | 0040060135 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 4006/135 |
| Instrument | 4986 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3683 SANDY FORD RD, HICKORY, NC 28602-8937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035831447 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 3583/1447 |
| Instrument | 13113 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3683 Sandy Ford Rd was $1,419, down 17.6% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,100 (-) Land $24,600 Building $331,500 | ||
| 2025 | $1,419.00 (-17.64%) | $356,100 Land $24,600 Building $331,500 | |
| 2024 | $1,723.00 (+2.62%) | ||
| 2023 | $1,679.00 | $356,100 Land $24,600 Building $331,500 | $356,100 Land $24,600 Building $331,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3683 Sandy Ford Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 3 (2013–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3683 Sandy Ford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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