3682 SE Forecastle Ct, Stuart, FL 34997 Property Records

Martin County property record for 3682 SE Forecastle Ct, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,373 sqft · built 1999
Lot Size	0.496 acres (21,606 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Jan 1998)
Tax Bill	$6,041 (2024)
Deeds & Mortgages	Apr 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105136`

Property Details

APN / Parcel Number

Primary APN	`105136`
Alternative APN	`48-38-41-270-000-00440-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,373 sqft Living Area
1st Floor Area	2,373 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	21,606 sqft (0.496 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	105136
Street Address	3682 SE FORECASTLE CT
City	STUART
State	FL
Zip	34997-2588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REEF PHASE II LOT 44
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	THE REEF (AKA COLONY OF ROCKY POINT)
Legal Phase	2
Legal Lot Number	44
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 105136

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3682 SE FORECASTLE CT, STUART, FL 34997-2588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 1998 · Amount on Record
Deed Sale	Jan 16, 1998 · Amount on Record
Deed Document Number	0012832053
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3682 SE FORECASTLE CT, STUART, FL 34997-2588
Transaction Type	Mortgage
Record Updated	May 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3682 SE FORECASTLE CT, STUART, FL 34997-2588

Mortgage

Document Number	0033681038
Date	Apr 06, 2023
Book Page	3368/1038
Instrument	3010277

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	777 Months
Due	Jan 17, 2088

Interest

Rate Type	Adjustable Rate
Rate	7.22%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2023
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,362 (+5.99%)	$644,660 (-1.83%) Land $225,000 Building $419,660
2024	$6,041.00 (+1.98%)
2023	$5,924.00 (+3.6%) Additional exemption filed	$371,142 (+3%)	$656,690 (+11.48%) Land $225,000 Building $431,690
2022	$5,718.00 Homeowner's exemption	$360,333	$589,090 Land $226,000 Building $363,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.