Kane County property record for 3681 Bellamere Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Sep 2016) |
| Tax Bill | $17,306 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Mar 2023 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02-494-014 |
| Primary APN | 05-02-494-014 |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 3681 BELLAMERE LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD K LT 149 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 149 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 850711 |
3681 Bellamere Ln is owned and occupied by two individuals who bought it in September 2016.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2017 | Deed of Trust, Mortgage · ARM CHERRY CREEK MORTGAGE CO INC |
| Apr 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STC CAPITAL BANK |
| Nov 2, 2018 | Deed of Trust, Mortgage · ARM STC CAPITAL BANK |
| Apr 30, 2019 | Deed of Trust, Mortgage · ARM UNITED FIDELITY FUNDING CORP |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2016 · Amount on File |
| Deed Sale | Sep 16, 2016 · Amount on File |
| Prior Sale | May 14, 2014 · Amount on File |
| Deed Document Number | 201649937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012820 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024K012820 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
| Rate | 8.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000008451 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2023K008451 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000033865 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017K033865 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015253 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018K015253 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000053670 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 2018K053670 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016908 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019K016908 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000028477 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021K028477 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000094280 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021K094280 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CITRUS HEIGHTS, CA 95611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3681 BELLAMERE LN, ELGIN, IL 60124-8221 |
| Document Number | 0000038408 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3681 BELLAMERE LN ELGIN IL 601248221, ELGIN, IL 60124-8221 |
| Document Number | 0000038408 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 38408 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 3681 Bellamere Ln was $17,306.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,306.00 | ||
| 2024 | $209,834 Land $31,322 Building $178,512 | $629,754 Land $94,004 Building $535,750 | |
| 2022 | $16,339.00 (-0.67%) | $172,622 (+3.51%) Land $35,595 Building $137,027 | $517,866 (+3.51%) Land $106,785 Building $411,081 |
| 2021 | $16,450.00 | $166,768 Land $34,388 Building $132,380 | $500,304 Land $103,164 Building $397,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3681 Bellamere Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3681 Bellamere Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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