3680 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3680 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,242 sqft · built 2011
Lot Size	0.194 acres (8,458 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Nov 2025)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-531`

Property Details

APN / Parcel Number

Primary APN	`304-19-531`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,242 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,658 sqft

Exterior

Year Built	Built 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,458 sqft (0.194 acres)
Parking Spaces	3 Parking Spaces
Pool Area	375 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3680 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	06E
Legal Township	01S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	506
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422658

Owner

Source: Maricopa County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 12, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20250669966
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0001201768
Date	Nov 9, 2021
Instrument	20211201768

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 19, 2025
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Document Number	0000669966
Map Reference	MB 818 PG 15
Instrument Date	Nov 11, 2025
Instrument	20250669966
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	TITLE SERVICES/THE VALLEY LLC, TTL SVCS OF THE VALLEY AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20239 EAGLES NEST CT, EAGLE RIVER, AK 99577-8875

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000669967
Date	Nov 19, 2025
Instrument	20250669967

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2022
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Document Number	0000456999
Map Reference	MB 818 PG 15
Instrument Date	May 23, 2022
Instrument	20220456999
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20239 EAGLES NEST CT, EAGLE RIVER, AK 99577-8875

Mortgage

Document Number	0000457000
Date	May 27, 2022
Instrument	20220457000

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000531085
Date	Jul 15, 2019
Instrument	20190531085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457800
Date	May 28, 2020
Instrument	20200457800

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000969540
Date	Oct 12, 2020
Instrument	20200969540

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,150 (+2.98%)	$721,500 (+2.98%) Land $144,300 Building $577,200
2025	$3,346.00 (-21.14%)
2024		$70,060	$700,600 Land $140,100 Building $560,500
2023	$4,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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