3680 Co Rd 48, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3680 Co Rd 48, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,792 sqft · built 1999
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Tax Bill	$229 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-08-06-24-0-000-015.003`

Property Details

APN / Parcel Number

Primary APN	`13-08-06-24-0-000-015.003`
Alternative APNs	`ALT APN:0806240000015003` `31438`

Interior

Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	304,920 sqft (7 acres)
Porch	Slab
Porch Area	112 sqft

Location & Zoning

Account Number	31438
Street Address	3680 COUNTY ROAD 48
City	CEDAR BLUFF
State	AL
Zip	35959-4500
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COMM AT THE NE COR OF SW/4 OF THE NE/4; W679 TO POB CONT W410 N680 NE301 N446 TO SLY ROW OF CO RD48;NE120 S1223.58 TOPOB
Legal Range	08E
Legal Township	09S
Legal Section	24
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1042
Census Tract	955802

Owner

3680 Co Rd 48, a mobile home, is owned and occupied by an individual who acquired it in July 2017.

Source: Cherokee County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	3680 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTION INC
Aug 9, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2006
Deed Sale	Jun 22, 2006
Deed Book / Page	2006 / 141338
Last Transfer Date	Jul 25, 2017
Transfer Doc	199113
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3680 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4500
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199114
Date	Aug 9, 2017
Instrument	199114

Lender

Name	LIBERTY HOME EQUITY SOLUTION INC
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 9, 2017
Property Address	3680 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4500
Document Number	199113
Instrument Date	Jul 25, 2017
Instrument	199113
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3680 COUNTY ROAD 48, 3680, CEDAR BLUFF, AL 35959-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4500

Mortgage

Document Number	199115
Date	Aug 9, 2017
Instrument	199115

Lender

Name	HUD
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3680 Co Rd 48 was $229.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$229.00	$5,560 (+6.51%) Land $3,360 Building $2,200	$72,000 (+5.11%) Land $33,600 Building $38,400
2024	Additional exemption filed	$5,220 (-24.13%) Land $2,960 Building $2,260	$68,500 (-) Land $29,500 Building $39,000
2023	Additional exemption filed	$6,880	$68,500 Land $29,500 Building $39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3680 Co Rd 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3680 Co Rd 48 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 48

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