368 Willows Dr, Cleveland, GA 30528 Property Records

White County property record for 368 Willows Dr, Cleveland, GA 30528

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,969 sqft · built 1993
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2022)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047D 036`

Property Details

APN / Parcel Number

Primary APN	`047D 036`
Alternative APNs	`39113` `85156`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft
Basement Area	1,969 sqft
Finished Basement	1,969 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Reinforced Concrete
Roof Material	Wood Shingle
Lot Area	59,242 sqft (1.36 acres)
Lot Width	100 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	85156
Street Address	368 WILLOWS DR
City	CLEVELAND
State	GA
Zip	30528-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL63 LD2 LT27 WLWS
Legal Lot Number	27
Jurisdiction	WHITE GA
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2033
Census Tract	950202

Owner

368 Willows Dr is owned and occupied by two individuals who bought it in August 2022.

Source: White County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	368 WILLOWS DR, CLEVELAND, GA 30528-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Deed Document Number	20222013
Deed Book / Page	1867 / 709
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Jul 28, 2022
Property Address	368 WILLOWS DR, CLEVELAND, GA 30528-3465
Document Number	0018670709
Book / Page	1867 / 709
Instrument Date	Jul 28, 2022
Instrument	2022-002013
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 WILLOWS DR, CLEVELAND, GA 30528-3465

Mortgage

Document Number	0001867711
Date	Jul 28, 2022
Instrument	1867/711

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 368 Willows Dr was $3,904.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00
2025		$193,020 Land $13,328 Building $179,692	$482,550 Land $33,320 Building $449,230
2024	$4,020.00
2023		$167,704 (+35.41%) Land $11,996 Building $155,708	$419,260 (+35.41%) Land $29,990 Building $389,270
2022	$2,606.00 Additional exemption filed	$123,848 Land $9,328 Building $114,520	$309,620 Land $23,320 Building $286,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 368 Willows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Willows Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND WATERWORKS serves 5,587 people · EPA ID GA3110000
Water Source	Purchased surface water from WHITE CO WATER & SEWERAGE AUTH
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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