Middlesex County and Reading Town property record for 368 West St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,715 sqft · built 1950 |
| Lot Size | 0.288 acres (12,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $451,250 (May 2016) |
| Tax Bill | $7,435 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0004.0 |
| Primary APN | READ M:020.0-0000-0004.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| Gross Area | 2,636 sqft |
| Basement Area | 1,185 sqft |
| Unfinished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,558 sqft (0.288 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 590000000100 |
|---|---|
| Street Address | 368 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 334100 |
368 West St is owned and occupied by an individual who bought it in May 2016.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 WEST ST, READING, MA 01867-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDIN |
| Feb 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance STEVEN G MAN |
| Mar 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Prior Sale | Apr 16, 2015 |
| Deed Book / Page | 1469 / 118 |
| Transfer Doc | 001469-118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 368 WEST ST, READING, MA 01867-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001994214 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 1994214 |
| Name | ADVANTAGEFIRST LENDIN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EVERETT MA |
| Property Address | 368 WEST ST, READING, MA 01867-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002826-73 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 2826/73 |
| Instrument | 274232 |
| Name | STEVEN G MAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 368 WEST ST, READING, MA 01867-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001973654 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 1973654 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 368 WEST ST, READING, MA 01867-2236 |
| Document Number | 0001844060 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 368 WEST ST READING MA 018672236, READING, MA 01867-2236 |
| Document Number | 0001844060 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 1844060 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
The 2026 property tax bill for 368 West St was $7,435, down 2.2% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,435.00 (-2.25%) | $678,400 (+1.59%) Land $409,700 Building $268,100 | $752,039 (+1%) |
| 2025 | $7,606.00 (+1.13%) | $667,800 (+4.07%) Land $403,300 Building $264,500 | $744,610 (+3.98%) |
| 2024 | $7,521.00 (+3.27%) | $641,700 (+10.92%) Land $387,500 Building $254,200 | $716,110 |
| 2023 | $7,283.00 | $578,500 Land $349,300 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 368 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 368 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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