368 Valverde Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 368 Valverde Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,458 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$409,500 (Feb 2021)
Tax Bill	$6,051 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284201-0240`

Property Details

APN / Parcel Number

Primary APN	`284201-0240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,458 sqft Living Area
Gross Area	3,278 sqft
1st Floor Area	2,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	782 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	368 VALVERDE LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-8888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	22/24-48 ST AUGUSTINE SHORES UNIT 7 BLK 201 LOT 24 OR5181/1902
Legal Range	30E
Legal Township	08S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 7
Legal Block	201
Legal Lot Number	24
Legal Unit	7
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2017
Census Tract	21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	368 VALVERDE LN, SAINT AUGUSTINE, FL 32086-8888
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	202117760
Deed Book / Page	5181 / 1902
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	368 VALVERDE LN, SAINT AUGUSTINE, FL 32086-8888
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 VALVERDE LN, SAINT AUGUSTINE, FL 32086-8888

Mortgage

Document Number	0053170455
Date	Jul 14, 2021
Book Page	5317/455
Instrument	2021077959

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 23, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 17, 2021
Property Address	368 VALVERDE LN, SAINT AUGUSTINE, FL 32086-8888
Document Number	0051811902
Book / Page	5181 / 1902
Map Reference	MB 22 PG 24-48
Instrument Date	Feb 17, 2021
Instrument	2021017760
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,866.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 NYES PL, SAINT AUGUSTINE, FL 32092-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 VALVERDE LN, SAINT AUGUSTINE, FL 32086-8888

Mortgage

Document Number	0051811906
Date	Feb 17, 2021
Instrument	5181/1906

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,866 (+2.7%)	$499,254 (-0.33%) Land $120,000 Building $379,254
2025	$6,051.00 (+12.01%) Homeowner's exemption Widower's exemption	$468,224 (+5.99%)	$500,892 (+5.89%) Land $120,000 Building $380,892
2024	$5,402.00 (+1.96%)
2023	$5,298.00 (+1.59%) Homeowner's exemption Widower's exemption	$441,775 (+3%)	$473,035 (+10.29%) Land $120,000 Building $353,035
2022	$5,215.00 Homeowner's exemption Widower's exemption	$428,908	$428,908 Land $90,720 Building $338,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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