Cabarrus County property record for 368 Union St S, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,983 sqft · built 1910 |
| Lot Size | 0.251 acres (10,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2020) |
| Tax Bill | $2,265 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 14 3485 |
| Primary APN | 5630 14 3485 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 1,983 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,904 sqft (0.251 acres) |
| Lot Dimensions | 188 ft deep x 58 ft wide |
| Garage Area | 170 sqft |
| Porch | Slab |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 139468 |
|---|---|
| Street Address | 368 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 4 & P/O 3 FAIRVIEW BLK A |
| Legal Subdivision | SOUTH HISTORIC CONCORD |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 42202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 368 UNION ST S, CONCORD, NC 28025-5056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Prior Sale | Mar 3, 2003 · Amount on Record |
| Deed Book / Page | 14389 / 290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 368 UNION ST S, CONCORD, NC 28025-5056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015902351 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 15902/351 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 5, 2020 |
| Property Address | 368 UNION ST S, CONCORD, NC 28025-5056 |
| Document Number | 0014389290 |
| Book / Page | 14389 / 290 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8906 ST CROIX LN, 8906, CHARLOTTE, NC 28277-4000 |
| Name | Verified Name |
|---|---|
| Address | 368 UNION ST S, CONCORD, NC 28025-5056 |
| Document Number | 0014389293 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 14389/293 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,020 (+66.46%) Land $96,300 Building $212,720 | ||
| 2024 | $309,020 (+66.46%) Land $96,300 Building $212,720 | ||
| 2023 | $2,265.00 | $185,640 Land $49,500 Building $136,140 | $185,640 Land $49,500 Building $136,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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