368 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 368 Summer St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,720 sqft · built 1900
Lot Size	0.058 acres (2,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Jun 2024)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:052 L:770 S:002`

Property Details

APN / Parcel Number

Primary APN	`B:052 L:770 S:002`
Alternative APN	`LYNN M:052 B:770 L:002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	3,176 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,548 sqft (0.058 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	368 SUMMER ST
City	LYNN
State	MA
Zip	01905-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	770
Legal Lot Number	2
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2000
Census Tract	207100

Owner

Source: Essex County and Lynn City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	368 SUMMER ST, LYNN, MA 01905-2947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage ARB INVESTMENTS LLC
Aug 3, 2023	Warranty Deed, Transfer · Commercial Mortgage MICHAEL N GALLANT
Oct 27, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	368 SUMMER ST, LYNN, MA 01905-2947
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041769-442
Date	Sep 20, 2023
Book Page	41769/442
Instrument	20230920002520

Lender

Name	ARB INVESTMENTS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYNN MA
Recording Date	Aug 3, 2023
Property Address	368 SUMMER ST, LYNN, MA 01905-2947
Document Number	0041696-50
Book / Page	41696 / 50
Instrument Date	Aug 2, 2023
Instrument	20230803000710
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAILEY ST, LAWRENCE, MA 01843-1509

Mortgage

Document Number	230803000720
Date	Aug 3, 2023
Instrument	230803000720

Lender

Name	MICHAEL N GALLANT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Oct 27, 2020
Property Address	368 SUMMER ST, LYNN, MA 01905-2947
Document Number	39107-429
Book / Page	039107 / 000429
Instrument Date	May 4, 2020
Instrument	27006690
Transaction Type	Foreclosure
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,719.00 (+27.91%)	$552,000 (+3%) Land $180,900 Building $371,100	$585,295
2024	$4,471.00 (-2.47%)	$424,600 (+3.28%) Land $166,200 Building $258,400
2023	$4,584.00	$411,100 Land $148,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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