368 Phillips Rd, Columbus, NC 28722 Property Records

Polk County property record for 368 Phillips Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1977
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2022)
Tax Bill	$2,219 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P99-130`

Property Details

APN / Parcel Number

Primary APN	`P99-130`
Alternative APN	`55008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,512 sqft Finished Area
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55008
Street Address	368 PHILLIPS RD
City	COLUMBUS
State	NC
Zip	28722-5468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	TRACTS 1 & 2, 600D 600D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Legal Tract	1-2
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1007
Census Tract	920103

Owner

368 Phillips Rd is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	368 PHILLIPS RD, COLUMBUS, NC 28722-5468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Aug 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Book / Page	471 / 198
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	368 PHILLIPS RD, COLUMBUS, NC 28722-5468
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00429/1539
Date	Oct 23, 2017
Book Page	429/1539
Instrument	004667330007

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 30, 2022
Property Address	368 PHILLIPS RD, COLUMBUS, NC 28722-5468
Document Number	000471/198
Book / Page	471 / 198
Map Reference	FILE D PG 740
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1302, MOCKSVILLE, NC 27028-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 PHILLIPS RD, COLUMBUS, NC 28722-5468

Mortgage

Document Number	0000471201
Date	Jun 30, 2022
Instrument	471/201

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 30, 2017
Property Address	368 PHILLIPS RD, COLUMBUS, NC 28722-5468
Document Number	00428/1502
Book / Page	428 / 1502
Instrument Date	Aug 30, 2017
Instrument	004659970002
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1302, MOCKSVILLE, NC 27028-1302

Tax Assessment & Valuation

The 2026 property tax bill for 368 Phillips Rd was $2,219.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,219.00	$417,601 (-) Land $61,600 Building $356,001	$417,601 (-) Land $61,600 Building $356,001
2025	$2,219.00	$417,601 Land $61,600 Building $356,001	$417,601 Land $61,600 Building $356,001
2023	$1,262.00	$197,755 Land $56,000 Building $141,755
2021			$197,755 Land $56,000 Building $141,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 368 Phillips Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Phillips Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Windstream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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