368 N River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 368 N River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,122 sqft · built 1963
Lot Size	2.58 acres (112,820 sqft)
Owner	Trust Name on Record
Last Sale	$275,000 (May 2018)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`96-01427`

Property Details

APN / Parcel Number

Primary APN	`96-01427`
Alternative APN	`46043024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
1st Floor Area	1,874 sqft
2nd Floor Area	1,248 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	1,286 sqft

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	112,820 sqft (2.58 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Porch	Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	368 N RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	RIVER TRACT NO 35 S 100 FT N 10.21 AC BET RIVER RD & RIVER
Legal Subdivision	RIVER TR 35
Legal Tract	35
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	3
Census Block	3030
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	368 N RIVER RD, WATERVILLE, OH 43566-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	0000022638
Last Transfer Date	Dec 17, 2018
Transfer Doc	0000055862
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	368 N RIVER RD, WATERVILLE, OH 43566-1453
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012505
Date	Mar 16, 2022
Instrument	202203160012505

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 17, 2018
Property Address	368 N RIVER RD, WATERVILLE, OH 43566-1453
Document Number	0000055862
Instrument Date	Aug 30, 2018
Instrument	55862
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	368 N RIVER RD WATERVILLE OH 435661453, WATERVILLE, OH 43566-1453

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 25, 2018
Property Address	368 N RIVER RD, WATERVILLE, OH 43566-1453
Document Number	0000022638
Instrument Date	May 21, 2018
Instrument	201805250022638
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 N RIVER RD, WATERVILLE, OH 43566-1453

Mortgage

Document Number	0000022639
Date	May 25, 2018
Instrument	201805250022639

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,805.00 (-37.25%) Homeowner's exemption	$153,965 (-37.59%) Land $45,990 Building $107,975
2024	$12,438.00 (+52.99%) Homeowner's exemption	$246,680 (+65.84%) Land $45,990 Building $200,690	$439,900 (+3.51%) Land $131,400 Building $308,500
2023	$8,130.00 (-19.14%) Homeowner's exemption	$148,750 (-18.38%) Land $39,795 Building $108,955
2022	$10,054.00 Homeowner's exemption	$182,245 Land $39,795 Building $142,450
2021			$425,000 Land $113,700 Building $311,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Brightspeed.

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